Homes Under $400K in Georgetown, TX

444 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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Price Cut

$339,000

1103 Sunny Meadows LOOP, Georgetown TX 78626

MLS #246891210 · Bramlett Partners · Jonas Lord

3 bd·2.5 ba·1,834 sqft

Price Cut

$375,000

111 Cathedral Mountain PASS, Georgetown TX 78633

MLS #246872755 · RE/MAX Fine Properties · Heather Brown

2 bd·2 ba·1,712 sqft

Fixer-Upper

$375,000

104 Peach Flat CT, Georgetown TX 78628

MLS #246877025 · REKonnection, LLC · Archana Mohan

3 bd·2 ba·1,729 sqft

New Construction

$382,999

4425 Ramblin Acres RD, Georgetown TX 78628

MLS #246870131 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

$215,000

1500 Northwest BLVD #411, Georgetown TX 78628

MLS #246829614 · Serhant Texas, LLC · Taylor Homuth

2 bd·1 ba·790 sqft

$215,000

1500 Northwest BLVD #418, Georgetown TX 78628

MLS #246829876 · Serhant Texas, LLC · Taylor Homuth

2 bd·1 ba·790 sqft

$325,000

1021 Cowberry DR, Georgetown TX 78626

MLS #246818139 · Isaac Schlabach · Isaac Schlabach

4 bd·2.5 ba·1,925 sqft

$390,000

1406 Grande Mesa DR, Georgetown TX 78626

MLS #246810649 · All City Real Estate Ltd. Co · Tj Jones

4 bd·2.5 ba·2,804 sqft

$330,000

2020 Cliffbrake WAY, Georgetown TX 78626

MLS #246810993 · Austin Apex Real Estate LLC · Yifan Ingle

3 bd·2 ba·1,689 sqft

$249,900

15121 Ranch Road 2338 RNCH, Georgetown TX 78633

MLS #246808361 · Connect Realty.com · Anna Purvis

3 bd·2 ba·1,120 sqft

$225,000

607 E 19th ST, Georgetown TX 78626

MLS #246803155 · Sphere Realty · Kristy Navarrette

2 bd·1 ba·875 sqft

$155,000

205 Barberry DR, Georgetown TX 78626

MLS #246804365 · Classic Realty · Phillip Baird

3 bd·2 ba·1,330 sqft

Price Cut

$276,500

113 Mountain Valley ST, Georgetown TX 78628

MLS #246769331 · Keller Williams Realty Lone St · Danielle Babin

3 bd·2 ba·1,290 sqft

Price Cut

$279,000

267 Whispering Wind DR, Georgetown TX 78633

MLS #246776606 · The Stacy Group, LLC · Kimberly Speer

2 bd·2 ba·1,328 sqft

Motivated Seller

$323,900

1233 WhippleTree TRL, Georgetown TX 78626

MLS #246741325 · Beacon Pointe Realty · Martha Kohlmorgan

4 bd·2 ba·1,842 sqft

Price Cut

$325,990

337 Harper LN, Georgetown TX 78626

MLS #246747563 · Elite Living Realty · Kevin Dibia

3 bd·2 ba·1,510 sqft

$359,900

141 Cherry Ridge RD, Georgetown TX 78628

MLS #246735002 · Keller Williams Realty Lone St · Ashley Brinkoeter

3 bd·2 ba·1,636 sqft

$349,999

329 Bonnet BLVD, Georgetown TX 78628

MLS #246740286 · Realty Texas LLC · Maribeth Ray

4 bd·2.5 ba·2,143 sqft

New Construction

$364,999

4417 Ramblin Acres RD, Georgetown TX 78628

MLS #246740288 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

$340,000

208 Winding Hollow LN, Georgetown TX 78628

MLS #246692476 · Mallach and Company · Holly Loff

4 bd·3 ba·1,808 sqft

$314,000

1202 Southwalk ST, Georgetown TX 78626

MLS #246693733 · Watters International Realty · Chris Watters

3 bd·2.5 ba·1,443 sqft

Price Cut

$389,000

313 Peace Pipe WAY, Georgetown TX 78628

MLS #246706182 · Keller Williams Realty · Clay Byrne

4 bd·3 ba·2,345 sqft

$309,950

307 Kickapoo Creek LN, Georgetown TX 78633

MLS #246672507 · ERA Brokers Consolidated · Pokey Delwaide

2 bd·2 ba·1,471 sqft

$315,000

104 Purple Sage DR, Georgetown TX 78633

MLS #246674189 · Oppenaire, LLC · Chasity Rojas

2 bd·2 ba·1,482 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 444 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.