Homes Under $1M in Horseshoe Bay, TX

103 active homes under $1m in Horseshoe Bay, TX · The median list price in Horseshoe Bay is $826,950.

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$599,000

103 Maravilla WAY, Horseshoe Bay TX 78657

MLS #244100368 · Crossings Real Estate, LLC · Chad Nelson

3 bd·3.5 ba·2,931 sqft

Motivated Seller

$394,500

132 Rivalto DR, Horseshoe Bay TX 78657

MLS #241668862 · Horseshoe Bay ONE Realty · Cathy Ryden

2 bd·2 ba·1,501 sqft

Price Cut

$460,000

611 Sun Ray, Horseshoe Bay TX 78657

MLS #232701230 · Kuper Sotheby's Int'l Realty · Maru Violante

3 bd·2 ba·1,668 sqft

Motivated Seller

$475,000

310 Dogie DR #A, Horseshoe Bay TX 78657

MLS #242765565 · Engel & Volkers Austin · Christine Emanuel

3 bd·2.5 ba·2,036 sqft

Motivated Seller

$349,900

210 Teeoff #B, Horseshoe Bay TX 78657

MLS #243766472 · eXp Realty LLC · Valerie Kelly

2 bd·2 ba·1,277 sqft

Motivated Seller

$759,000

98 Island DR #34, Horseshoe Bay TX 78657

MLS #242267700 · Horseshoe Bay ONE Realty · Brigitte Nolen

3 bd·2 ba·1,344 sqft

Motivated Seller

$689,000

101 West Bank #33, Horseshoe Bay TX 78657

MLS #244345511 · Horseshoe Bay ONE Realty · Brigitte Nolen

3 bd·2 ba·1,602 sqft

Motivated Seller

$823,000

82 Island DR #8202, Horseshoe Bay TX 78657

MLS #234264833 · Dobbs Real Estate & Investment · Laurie Dobbs

3 bd·2 ba·1,672 sqft

Motivated Seller

$515,000

100 W Up There, Horseshoe Bay TX 78657

MLS #242178066 · Keller Williams Realty · Blair Cody

4 bd·2 ba·2,471 sqft

Motivated Seller

$580,000

103 Oasis ST #A, Horseshoe Bay TX 78657

MLS #238568590 · Compass RE Texas, LLC · Johnie Borgeson

2 bd·2 ba·2,168 sqft

$499,000

320 Lucy LN, Horseshoe Bay TX 78657

MLS #244491503 · Pilgreen Properties · Tari Pilgreen

3 bd·3 ba·2,139 sqft

Motivated Seller

$550,000

101 Island DR, Horseshoe Bay TX 78657

MLS #240254592 · Keller Williams Heritage · Brooke LeMond

1 bd·2 ba·1,174 sqft

Motivated Seller

$689,000

824 Sun Ray, Horseshoe Bay TX 78657

MLS #240957345 · Horseshoe Bay ONE Realty · Brenda Burdick

4 bd·2.5 ba·2,441 sqft

Motivated Seller

$749,000

101 Fox Fur, Horseshoe Bay TX 78657

MLS #244393792 · Compass RE Texas, LLC · Kay Lawley

3 bd·3.5 ba·2,544 sqft

Motivated Seller

$465,000

204 Blue Ground, Horseshoe Bay TX 78657

MLS #239215287 · LPT Realty, LLC · Janis Busse

3 bd·5 ba·2,450 sqft

Motivated Seller

$550,000

1100 The Cape RD #803, Horseshoe Bay TX 78657

MLS #243762663 · Horseshoe Bay Living 2, LLC · Kale Stephens

3 bd·2.5 ba·1,141 sqft

Price Cut

$799,000

102 Menard CT, Horseshoe Bay TX 78657

MLS #244718400 · Horseshoe Bay Resort Realty · Ryan Town

4 bd·3.5 ba·2,538 sqft

Motivated Seller

$699,000

707 Broken HLS, Horseshoe Bay TX 78657

MLS #243615980 · JBGoodwin REALTORS LT · Janan Abed

3 bd·2.5 ba·2,818 sqft

Motivated Seller

$229,000

207 N Hi Circle N ST N #105 A&B, Horseshoe Bay TX 78657

MLS #225136556 · Horseshoe Bay Resort Realty · Maureen McNiece

2 bd·2 ba·1,588 sqft

Motivated Seller

$255,000

400 Hi There #104, Horseshoe Bay TX 78657

MLS #239655438 · eXp Realty, LLC · Amanda Leifeste

3 bd·2.5 ba·1,886 sqft

Motivated Seller

$999,000

104 Smugglers CV, Horseshoe Bay TX 78657

MLS #240340974 · eXp Realty LLC · Valerie Kelly

4 bd·3 ba·3,160 sqft

Motivated Seller

$1,000,000

102 Mountain Home RD, Horseshoe Bay TX 78657

MLS #235809915 · Realty of America, LLC · Victor Nino

4 bd·3.5 ba·3,296 sqft

$648,500

110 Delfino Place, Horseshoe Bay TX 78657

MLS #244813872 · RE/MAX HORSESHOE BAY RESORT SA · Michael Butler

2 bd·2.5 ba·1,901 sqft

Motivated Seller

$899,000

1001 The Cape #44, Horseshoe Bay TX 78657

MLS #240016161 · Horseshoe Bay ONE Realty · Brenda Burdick

3 bd·2 ba·1,602 sqft

About Homes Under $1M in Horseshoe Bay, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 103 homes for sale under $1M in Horseshoe Bay on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Horseshoe Bay market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Horseshoe Bay by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Horseshoe Bay today.

Buying a Home Under $1M in Horseshoe Bay

Shopping with a $1M ceiling in Horseshoe Bay works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Horseshoe Bay directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Horseshoe Bay?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Horseshoe Bay are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Horseshoe Bay?

It depends on how $1M compares to the local market — the median list price for Horseshoe Bay is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Horseshoe Bay market?

The simplest gauge is the median list price shown above. If $1M is below the Horseshoe Bay median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Horseshoe Bay market.

Can HomeLocating help me buy a home under $1M in Horseshoe Bay?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.