Homes Under $1M in Horseshoe Bay, TX

104 active homes under $1m in Horseshoe Bay, TX · The median list price in Horseshoe Bay is $828,900.

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Motivated Seller

$899,000

1001 The Cape #44, Horseshoe Bay TX 78657

MLS #240016161 · Horseshoe Bay ONE Realty · Brenda Burdick

3 bd·2 ba·1,602 sqft

Motivated Seller

$979,000

103 Via Roma CT, Horseshoe Bay TX 78657

MLS #238822716 · eXp Realty LLC · Valerie Kelly

3 bd·3 ba·1,958 sqft

$849,900

604 Hi Circle South DR, Horseshoe Bay TX 78657

MLS #243904442 · Walker & Assoc. Real Estate · Doyle Hoff

3 bd·2.5 ba·2,726 sqft

Assumable Loan

$975,000

303 Left LN, Horseshoe Bay TX 78657

MLS #238701439 · Pilgreen Properties · Tari Pilgreen

4 bd·3.5 ba·3,940 sqft

Motivated Seller

$499,995

2900 Hi Mesa, Horseshoe Bay TX 78657

MLS #240576844 · Keller Williams - Lake Travis · Lori Davis

4 bd·2.5 ba·1,931 sqft

Motivated Seller

$199,999

837 Southwood DR, Horseshoe Bay TX 78657

MLS #244844652 · Pure Realty · Roland Castillo

4 bd·2 ba·2,304 sqft

Motivated Seller

$699,000

101 Belforte BLVD, Horseshoe Bay TX 78657

MLS #242904347 · Coldwell Banker Apex · Cecilia Roberts

3 bd·3.5 ba·2,266 sqft

Motivated Seller

$354,750

603 Sun Ray, Horseshoe Bay TX 78657

MLS #242935674 · Pilgreen Properties · Tari Pilgreen

3 bd·2 ba·1,632 sqft

About Homes Under $1M in Horseshoe Bay, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 104 homes for sale under $1M in Horseshoe Bay on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Horseshoe Bay market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Horseshoe Bay by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Horseshoe Bay today.

Buying a Home Under $1M in Horseshoe Bay

Shopping with a $1M ceiling in Horseshoe Bay works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Horseshoe Bay directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Horseshoe Bay?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Horseshoe Bay are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Horseshoe Bay?

It depends on how $1M compares to the local market — the median list price for Horseshoe Bay is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Horseshoe Bay market?

The simplest gauge is the median list price shown above. If $1M is below the Horseshoe Bay median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Horseshoe Bay market.

Can HomeLocating help me buy a home under $1M in Horseshoe Bay?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.