Homes Under $1M in Lago Vista, TX

212 active homes under $1m in Lago Vista, TX · The median list price in Lago Vista is $455,000.

Price Cut

$249,900

3404 American DR #3118, Lago Vista TX 78645

MLS #239937247 · KS & Associates Realtors · Kevin Sullivan

2 bd·2 ba·1,203 sqft

Price Cut

$250,000

18801 Hogan CIR #3, Lago Vista TX 78645

MLS #243535998 · Compass RE Texas, LLC · Sara Arteaga

2 bd·2.5 ba·1,565 sqft

$250,000

18803 Hogan CIR #16, Lago Vista TX 78645

MLS #245182675 · Kuper Sotheby's Int'l Realty · Robin Karam

2 bd·1.5 ba·1,156 sqft

$250,000

18812 Nicklaus DR, Lago Vista TX 78645

MLS #239351276 · Keller Williams Realty · Jonna LaGrone-Haynes

2 bd·2.5 ba·1,302 sqft

Motivated Seller

$260,000

18801 Hogan CIR #2, Lago Vista TX 78645

MLS #245333752 · Compass RE Texas, LLC · Sara Arteaga

2 bd·2.5 ba·1,565 sqft

$265,000

3404 American DR #3101, Lago Vista TX 78645

MLS #245015527 · Hill Country Lakes Realty · Cam Woolverton

1 bd·1 ba·705 sqft

$265,100

3404 American DR #3322, Lago Vista TX 78645

MLS #246141713 · Creekview Realty · John Prell

2 bd·1 ba·1,001 sqft

Price Cut

$249,900

3404 American DR #3203, Lago Vista TX 78645

MLS #245969560 · Central Metro Realty · Erica Metzger

2 bd·2 ba·1,182 sqft

Price Cut

$240,000

3404 American DR #2200, Lago Vista TX 78645

MLS #239716548 · Redfin Corporation · Jade Young

1 bd·1 ba·625 sqft

$270,000

28 Oaks PL, Lago Vista TX 78645

MLS #243054900 · Real Broker, LLC · Micah Weldon

2 bd·2 ba·1,334 sqft

Price Cut

$285,500

7704 Plateau CV, Lago Vista TX 78645

MLS #234566814 · Compass RE Texas, LLC · Rhonda Gehrke

3 bd·2 ba·1,299 sqft

$295,000

20900 Waterside DR #1, Lago Vista TX 78645

MLS #240690780 · Team Price Real Estate · Renee McCharen

3 bd·2.5 ba·1,434 sqft

$299,000

3404 American DR #3208, Lago Vista TX 78645

MLS #226023028 · Compass RE Texas, LLC · Karen Ivey

2 bd·2 ba·1,188 sqft

Motivated Seller

$299,900

20102 Lee LN, Lago Vista TX 78645

MLS #245510808 · Keller Williams - Lake Travis · Gene Arant

4 bd·2 ba·1,713 sqft

$299,900

3404 American DR #1308, Lago Vista TX 78645

MLS #240817449 · Listing Results, LLC · Jack McLemore

2 bd·2 ba·1,215 sqft

$299,900

21711 Crystal WAY, Lago Vista TX 78645

MLS #245925613 · eXp Realty, LLC · Emily Dieckmann

3 bd·2 ba·1,554 sqft

Price Cut

$300,000

21709 Crystal WAY, Lago Vista TX 78645

MLS #244455764 · eXp Realty, LLC · Cody Wickham

3 bd·2 ba·1,554 sqft

Motivated Seller

$305,000

8002 Autumn Moor BND, Lago Vista TX 78645

MLS #244297471 · eXp Realty, LLC · Kourtni Ince

3 bd·2.5 ba·1,766 sqft

Price Cut

$309,000

21118 Highland Lake DR #2, Lago Vista TX 78645

MLS #240078207 · eXp Realty, LLC · Emily Dieckmann

3 bd·2 ba·1,710 sqft

$310,000

21600 Pierce cv #101, Lago Vista TX 78645

MLS #243904451 · eXp Realty, LLC · Emily Dieckmann

3 bd·3 ba·1,200 sqft

$315,000

3404 American DR #3224, Lago Vista TX 78645

MLS #240003233 · eXp Realty, LLC · Emily Dieckmann

2 bd·2 ba·1,188 sqft

Price Cut

$324,000

8212 Purple Aster PASS, Lago Vista TX 78645

MLS #234344427 · Christies Intl Real Estate Lone Star · Viktoriia Jones

3 bd·2 ba·1,491 sqft

Motivated Seller

$325,000

5704 Roundup WAY, Lago Vista TX 78645

MLS #236732762 · Epique Realty LLC · Elizabeth King

3 bd·2.5 ba·1,692 sqft

Price Cut

$334,900

20701 Camel Back ST, Lago Vista TX 78645

MLS #244864453 · eXp Realty, LLC · Arminae McDonald

3 bd·2 ba·1,759 sqft

About Homes Under $1M in Lago Vista, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 212 homes for sale under $1M in Lago Vista on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Lago Vista market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Lago Vista by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Lago Vista today.

Buying a Home Under $1M in Lago Vista

Shopping with a $1M ceiling in Lago Vista works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Lago Vista directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Lago Vista?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Lago Vista are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Lago Vista?

It depends on how $1M compares to the local market — the median list price for Lago Vista is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Lago Vista market?

The simplest gauge is the median list price shown above. If $1M is below the Lago Vista median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lago Vista market.

Can HomeLocating help me buy a home under $1M in Lago Vista?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.