Homes Under $1M in Lago Vista, TX

168 active homes under $1m in Lago Vista, TX · The median list price in Lago Vista is $450,000.

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$549,000

1101 Ivean Pearson RD #C207, Lago Vista, TX 78645

MLS #246585106 · Compass RE Texas, LLC · Amanda Pettitt

3 bd·3 ba·1,956 sqft

$639,000

20901 Oak Dale DR, Lago Vista, TX 78645

MLS #246554418 · Prime Real Estate · Justin Colmenero

3 bd·2.5 ba·2,291 sqft

Price Cut

$421,999

21208 Santa Rosa Ave, Lago Vista, TX 78645

MLS #246499095 · eXp Realty, LLC · Joe Hawes

3 bd·2 ba·2,179 sqft

Price Cut

$649,000

20923 Oak Dale DR, Lago Vista, TX 78645

MLS #246514031 · Pure Realty · Roland Castillo

4 bd·3 ba·2,404 sqft

Fixer-Upper

$429,000

4100 Outpost TRCE, Lago Vista, TX 78645

MLS #246484741 · eXp Realty, LLC · Todd Massey

3 bd·3.5 ba·2,608 sqft

$489,000

18817 Kelly DR, Lago Vista, TX 78645

MLS #246422766 · Dash Realty · David Tiemann

3 bd·2 ba·1,913 sqft

Motivated Seller

$499,900

20406 WHITEROCK DR, Lago Vista, TX 78645

MLS #246385062 · Starlit Properties · Jacki Duncan

4 bd·2 ba·1,925 sqft

Motivated Seller

$109,900

21405 Horseshoe LOOP, Lago Vista, TX 78645

MLS #246365119 · La Casa Realty Group · Jaime Elizalde

3 bd·2 ba·1,456 sqft

$389,900

3800 Annapolis CV, Lago Vista, TX 78645

MLS #246227487 · ERA Experts · Matt Menard

3 bd·2.5 ba·1,862 sqft

$899,000

18205 Ridge RD, Lago Vista, TX 78645

MLS #246235314 · Keller Williams Heritage · Brooke LeMond

4 bd·3 ba·2,614 sqft

Price Cut

$550,000

20000 Victoria Chase RD, Lago Vista, TX 78645

MLS #246198023 · Coldwell Banker Realty · Dorothy Christianson

3 bd·2.5 ba·2,281 sqft

Motivated Seller

$449,000

7717 Pace Ravine DR, Lago Vista, TX 78645

MLS #246161164 · Team Price Real Estate · Renee McCharen

4 bd·3 ba·2,847 sqft

Motivated Seller

$439,000

20102 Coolidge LN, Lago Vista, TX 78645

MLS #246141704 · eXp Realty, LLC · Joe Hawes

3 bd·2.5 ba·2,158 sqft

$265,100

3404 American DR #3322, Lago Vista, TX 78645

MLS #246141713 · Creekview Realty · John Prell

2 bd·1 ba·1,001 sqft

$209,900

20707 Greenpark DR, Lago Vista, TX 78645

MLS #246098480 · REALHome Services & Solutions · Lori Brown

3 bd·2.5 ba·1,812 sqft

Motivated Seller

$430,000

20202 Lincoln CV, Lago Vista, TX 78645

MLS #245997560 · Keller Williams Realty · Barbara Shallue

3 bd·2.5 ba·2,089 sqft

Motivated Seller

$219,900

3404 American DR #3203, Lago Vista, TX 78645

MLS #245969560 · Central Metro Realty · Erica Metzger

2 bd·2 ba·1,182 sqft

Price Cut

$410,000

7312 White Oak DR, Lago Vista, TX 78645

MLS #245943132 · Real Broker, LLC · Jeff McElroy

3 bd·2 ba·1,845 sqft

Assumable Loan

$480,000

21103 Dawn DR, Lago Vista, TX 78645

MLS #245954838 · RE/MAX Fine Properties · Faith Staires

3 bd·2 ba·1,622 sqft

$299,900

21711 Crystal WAY, Lago Vista, TX 78645

MLS #245925613 · eXp Realty, LLC · Emily Dieckmann

3 bd·2 ba·1,554 sqft

$415,000

21415 Highland Lake DR, Lago Vista, TX 78645

MLS #245866951 · eXp Realty, LLC · Joe Hawes

4 bd·2 ba·1,893 sqft

Motivated Seller

$539,900

21201 Palomino CV, Lago Vista, TX 78645

MLS #245834995 · eXp Realty, LLC · Joe Hawes

4 bd·3 ba·2,052 sqft

$1,000,000

21106 Lakeshore DR, Lago Vista, TX 78645

MLS #245623423 · Venture Partners R.E. · Mark Taylor

4 bd·2.5 ba·3,814 sqft

$189,000

21302 Choctaw CV, Lago Vista, TX 78645

MLS #245627957 · Watters International Realty · Chris Watters

3 bd·2 ba·1,152 sqft

About Homes Under $1M in Lago Vista, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 168 homes for sale under $1M in Lago Vista on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Lago Vista market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Lago Vista by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Lago Vista today.

Buying a Home Under $1M in Lago Vista

Shopping with a $1M ceiling in Lago Vista works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Lago Vista directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Lago Vista?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Lago Vista are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Lago Vista?

It depends on how $1M compares to the local market — the median list price for Lago Vista is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Lago Vista market?

The simplest gauge is the median list price shown above. If $1M is below the Lago Vista median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lago Vista market.

Can HomeLocating help me buy a home under $1M in Lago Vista?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.