Homes Under $400K in San Marcos, TX

263 active homes under $400k in San Marcos, TX · The median list price in San Marcos is $335,000.

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$375,000

127 Bogie DR, San Marcos TX 78666

MLS #245184485 · The Damron Group REALTORS · Jodi Adams

3 bd·2.5 ba·2,332 sqft

$210,500

109 Bosque DR, San Marcos TX 78666

MLS #245186294 · The Damron Group REALTORS · Jodi Adams

2 bd·2 ba·1,026 sqft

$396,000

133 Sherwood ST, San Marcos TX 78666

MLS #245153872 · Compass RE Texas, LLC · Bianca Segundo

6 bd·2 ba·2,289 sqft

$240,000

1205 Willis WAY, San Marcos TX 78666

MLS #245147041 · Gingrich Group, LLC · Michael Kennedy

3 bd·2 ba·2,016 sqft

Motivated Seller

$319,990

141 Horseherb WAY, San Marcos TX 78666

MLS #245071221 · LPT Realty, LLC · Lloyd Vaughn

3 bd·2 ba·1,781 sqft

$305,000

500 Lockwood ST, San Marcos TX 78666

MLS #245063223 · Dash Realty · Gudrun Tucker

3 bd·2 ba·1,528 sqft

Motivated SellerNew Construction

$202,999

1616 Iron Truss RD, San Marcos TX 78666

MLS #245067468 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,484 sqft

Quick Move-In

Motivated SellerNew Construction

$214,999

1620 Iron Truss RD, San Marcos TX 78666

MLS #245067469 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,676 sqft

Quick Move-In

Motivated SellerNew Construction

$212,999

1709 Iron Truss RD, San Marcos TX 78666

MLS #245067470 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,676 sqft

Quick Move-In

Price CutNew Construction

$390,000

117 Mountain Sorrel CT, San Marcos TX 78666

MLS #245046827 · David Weekley Homes · Jimmy Rado

2 bd·2.5 ba·1,649 sqft

Quick Move-In

Motivated Seller

$250,000

102 Chaparral ST, San Marcos TX 78666

MLS #244976631 · Real Broker, LLC · Robbie Wiley

3 bd·2 ba·1,589 sqft

Motivated SellerNew Construction

$284,990

813 Cardenas ST, San Marcos TX 78666

MLS #231596037 · ERA Experts · Matt Menard

4 bd·3 ba·1,924 sqft

Quick Move-In

Motivated Seller

$261,990

320 Navidad River DR, San Marcos TX 78666

MLS #232843309 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

$185,000

1013 Chestnut ST #C2, San Marcos TX 78666

MLS #241085874 · TX Real Estate Brokers · Margaret Ennis

2 bd·2 ba·960 sqft

$350,000

348 Lacey Oak LOOP, San Marcos TX 78666

MLS #241087734 · Real Broker, LLC · Robbie Wiley

3 bd·2 ba·1,821 sqft

Motivated SellerNew Construction

$302,999

131 Trinity River HOLW, San Marcos TX 78666

MLS #238086921 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,780 sqft

Quick Move-In

Motivated SellerNew Construction

$295,520

121 Knockout Rose DR, San Marcos TX 78666

MLS #238741541 · ERA Experts · Kent Zarbock

3 bd·2 ba·1,520 sqft

Quick Move-In

Motivated SellerNew Construction

$339,999

124 Little Prairie VLY, San Marcos TX 78666

MLS #241327661 · Keller Williams City-View · Christopher Marti

5 bd·4 ba·2,958 sqft

Quick Move-In

Price Cut

$315,000

141 Medinah LN, San Marcos TX 78666

MLS #242364103 · Real Broker, LLC · Adam Carter

4 bd·2 ba·1,871 sqft

Assumable Loan

$199,999

107 Friendship Oak DR, San Marcos TX 78666

MLS #239237869 · Fathom Realty · Jennifer Jackson

2 bd·2.5 ba·1,262 sqft

Motivated Seller

$354,990

216 Hazy View RD, San Marcos TX 78666

MLS #242406109 · DRB Group Realty, LLC · Chaquia Thomas

5 bd·3 ba·2,741 sqft

Motivated Seller

$262,600

658 Soapstone PASS, San Marcos TX 78656

MLS #241832866 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,566 sqft

Motivated Seller

$360,000

702 Silo ST, San Marcos TX 78666

MLS #241930431 · eXp Realty, LLC · Jason Van Note

3 bd·3 ba·2,118 sqft

$229,000

310 Pat Garrison ST #8, San Marcos TX 78666

MLS #242926426 · Lloyd Barnes Real Estate Team · Lloyd Barnes

2 bd·2 ba·918 sqft

About Homes Under $400K in San Marcos, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 263 homes for sale under $400K in San Marcos on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the San Marcos market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in San Marcos by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in San Marcos today.

Buying a Home Under $400K in San Marcos

Shopping with a $400K ceiling in San Marcos works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in San Marcos directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in San Marcos?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for San Marcos are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in San Marcos?

It depends on how $400K compares to the local market — the median list price for San Marcos is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the San Marcos market?

The simplest gauge is the median list price shown above. If $400K is below the San Marcos median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the San Marcos market.

Can HomeLocating help me buy a home under $400K in San Marcos?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.