Homes Under $700K in San Marcos, TX

359 active homes under $700k in San Marcos, TX from $114,999 · The median list price in San Marcos is $343,000.

Price Cut

$140,000

1624 Aquarena Springs DR #A102, San Marcos TX 78666

MLS #243517880 · 316 Realty Group · Brad Rowe

2 bd·2 ba·720 sqft

$149,000

203 S Mitchell St ST #4, San Marcos TX 78666

MLS #233618347 · Keller Williams Realty · James Walker

3 bd·1.5 ba·955 sqft

$150,000

246 Trestle Tree, San Marcos TX 78666

MLS #246232485 · Stoker Realty · Scott Stoker

2 bd·2.5 ba·1,266 sqft

Motivated Seller

$155,000

1202 Thorpe LN #604, San Marcos TX 78666

MLS #238295960 · Keller Williams Realty · Julia Black

2 bd·2 ba·1,036 sqft

$159,900

421 W San Antonio ST #H3, San Marcos TX 78666

MLS #245590431 · All City Real Estate Ltd. Co · Sharon Burd

1 bd·1 ba·559 sqft

Fixer-Upper

$170,000

711 N Bishop ST, San Marcos TX 78666

MLS #244203943 · Keller Williams Realty · Jeremy Frost

2 bd·1 ba·963 sqft

Price Cut

$169,999

421 W San Antonio ST #A2, San Marcos TX 78666

MLS #241637994 · Centex Realty Partners · Shelle Brewton

2 bd·1 ba·786 sqft

$185,000

1013 Chestnut ST #C2, San Marcos TX 78666

MLS #241085874 · TX Real Estate Brokers · Margaret Ennis

2 bd·2 ba·960 sqft

New Construction

$186,999

340 Navidad River DR, San Marcos TX 78666

MLS #244126082 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

New Construction

$186,999

328 Navidad River DR, San Marcos TX 78666

MLS #243823838 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

Price CutNew Construction

$192,999

337 Trinity River HOLW, San Marcos TX 78666

MLS #246005890 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

$199,000

1221 W Hopkins ST #2, San Marcos TX 78666

MLS #245370684 · Keeping It Realty · Andrea Barton

2 bd·1.5 ba·928 sqft

Fixer-Upper

$199,999

205 Xavier DR, San Marcos TX 78666

MLS #242768378 · LKV Realty ,LLC · Christian Wallace

3 bd·2.5 ba·1,530 sqft

Price CutNew Construction

$203,999

341 Trinity River HOLW, San Marcos TX 78666

MLS #246007059 · Keller Williams City-View · Christopher Marti

4 bd·2.5 ba·1,802 sqft

Quick Move-In

$205,000

1202 Thorpe LN #216, San Marcos TX 78666

MLS #240790123 · Olive Fox Properties Group LLC · Esther Talley

2 bd·2 ba·1,036 sqft

New Construction

$205,999

333 Trinity River HOLW, San Marcos TX 78666

MLS #245542729 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

New Construction

$208,999

349 Trinity River HOLW, San Marcos TX 78666

MLS #246007060 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

$210,000

1064 Esplanade PKWY, San Marcos TX 78666

MLS #245676789 · JBGoodwin REALTORS WL · Kelly Witt

2 bd·2 ba·1,026 sqft

$210,000

1013 Chestnut ST #4, San Marcos TX 78666

MLS #240073087 · Kuper Sotheby's Int'l Realty N · Courage Criddle

2 bd·2.5 ba·960 sqft

$210,500

109 Bosque DR, San Marcos TX 78666

MLS #245186294 · The Damron Group REALTORS · Jodi Adams

2 bd·2 ba·1,026 sqft

$211,900

420 Spiny Lizard LN, San Marcos TX 78666

MLS #240697598 · eXp Realty, LLC · Nichole Jack Johnson

2 bd·2 ba·1,026 sqft

Motivated SellerNew Construction

$192,999

324 Navidad River DR, San Marcos TX 78666

MLS #243823833 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

New Construction

$212,999

348 Navidad River DR, San Marcos TX 78666

MLS #245572497 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

New Construction

$213,999

345 Trinity River HOLW, San Marcos TX 78666

MLS #246007055 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

About Homes Under $700K in San Marcos, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 359 homes for sale under $700K in San Marcos on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $700K budget goes depends on the San Marcos market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $700K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $700K in San Marcos by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $700K actually buys in San Marcos today.

Buying a Home Under $700K in San Marcos

Shopping with a $700K ceiling in San Marcos works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $700K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $700K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $700K in San Marcos directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $700K in San Marcos?

It changes as new listings come on the market and others go under contract. The homes under $700K shown here for San Marcos are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $700K in San Marcos?

It depends on how $700K compares to the local market — the median list price for San Marcos is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $700K budget compare to the San Marcos market?

The simplest gauge is the median list price shown above. If $700K is below the San Marcos median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $700K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $700K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $700K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the San Marcos market.

Can HomeLocating help me buy a home under $700K in San Marcos?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.