Homes Under $500K in Temple, TX

122 active homes under $500k in Temple, TX · The median list price in Temple is $252,500.

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Motivated SellerNew Construction

$187,999

4907 George Cunningham LOOP, Temple, TX 76502

MLS #248069610 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,189 sqft

Quick Move-In

Price CutNew Construction

$286,485

3013 Dimmit DR, Temple, TX 76501

MLS #247973138 · ERA Experts · Matt Menard

3 bd·2 ba·1,943 sqft

Quick Move-In

Price CutNew Construction

$287,455

3009 Dimmit DR, Temple, TX 76501

MLS #247971366 · ERA Experts · Matt Menard

4 bd·3 ba·1,898 sqft

Quick Move-In

$139,000

1021 S 45th ST, Temple, TX 76504

MLS #247707754 · Regner Realty · Emil Hoffman

3 bd·1.5 ba·1,312 sqft

$296,700

3201 Bonham Ave, Temple, TX 76502

MLS #247922659 · eXp Realty, LLC · Lisa Copeland

4 bd·2 ba·1,790 sqft

$377,260

9808 Jett DR, Temple, TX 76502

MLS #247910687 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2.5 ba·1,951 sqft

New Construction

$221,440

7414 Salmon Creek RD, Temple, TX 76502

MLS #247893602 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,434 sqft

Quick Move-In

$249,900

1053 Tumbleweed TRL, Temple, TX 76502

MLS #247707169 · Coldwell Banker Realty · Kelly Pickel

3 bd·2.5 ba·2,004 sqft

Price Cut

$324,800

7221 Caladium DR, Temple, TX 76502

MLS #247863475 · Moreland Properties · Donna Mahlum

4 bd·2 ba·2,219 sqft

$279,000

7923 Marsala DR, Temple, TX 76502

MLS #247857355 · Realty of America, LLC · Ryan Smith

4 bd·2 ba·1,888 sqft

Price Cut

$118,000

810 N 8th ST, Temple, TX 76501

MLS #247681447 · eXp Realty, LLC · Erica Lindell

3 bd·1 ba·1,100 sqft

Assumable Loan

$239,000

2215 N 9th ST, Temple, TX 76501

MLS #247690618 · Always Here Properties, Llc · Nancy Hazard

3 bd·2 ba·1,663 sqft

$238,900

204 McFaddan LN, Temple, TX 76502

MLS #247643945 · EG Realty · Earl Smith

4 bd·2 ba·1,760 sqft

Price CutNew Construction

$244,999

2937 Wolf Ridge LN, Temple, TX 76501

MLS #247597967 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,810 sqft

Quick Move-In

Price Cut

$215,740

7402 Salmon Creek RD, Temple, TX 76502

MLS #247526015 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

Price CutNew Construction

$211,500

1734 Rapids DR, Temple, TX 76502

MLS #243431937 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,156 sqft

Quick Move-In

Price Cut

$472,240

1907 Emery Ave, Temple, TX 76502

MLS #247482353 · Nexthome Tropicana Realty · Eleonora Santana

5 bd·3 ba·3,150 sqft

$240,000

3213 Pecan Valley DR, Temple, TX 76502

MLS #247450295 · All City Real Estate Ltd. Co · Vanessa Thomas

4 bd·2 ba·1,667 sqft

Price Cut

$224,560

7231 Ducket Creek DR, Temple, TX 76502

MLS #247390695 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

$199,640

1121 S 23rd ST, Temple, TX 76504

MLS #247360885 · Texas Signature Realty · Ramgopal Surabi

3 bd·2 ba·1,288 sqft

Motivated Seller

$59,000

710 S 19th ST, Temple, TX 76504

MLS #247340143 · Gilchrist & Company · John Gilchrist

3 bd·1 ba·1,176 sqft

$275,000

3205 Pin Oak DR, Temple, TX 76502

MLS #247167419 · Ashby Real Estate Group · Jimmy Morales

3 bd·2 ba·1,878 sqft

$449,999

1811 Ashburn DR, Temple, TX 76502

MLS #247163849 · Bison Creek Real Estate LLC · Victor Olvera

6 bd·3.5 ba·3,472 sqft

$219,999

901 S 23rd ST, Temple, TX 76504

MLS #247172578 · Bison Creek Real Estate LLC · Victor Olvera

2 bd·2 ba·1,072 sqft

About Homes Under $500K in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 122 homes for sale under $500K in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $500K budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $500K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $500K in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $500K actually buys in Temple today.

Buying a Home Under $500K in Temple

Shopping with a $500K ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $500K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $500K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $500K in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $500K in Temple?

It changes as new listings come on the market and others go under contract. The homes under $500K shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $500K in Temple?

It depends on how $500K compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $500K budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $500K is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $500K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $500K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $500K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $500K in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.