Homes Under $500K in Temple, TX

114 active homes under $500k in Temple, TX · The median list price in Temple is $264,712.5.

Price Cut

$247,500

1120 N 1st ST, Temple TX 76501

MLS #245193456 · eXp Realty, LLC · Aundrea Dudik

3 bd·2 ba·1,555 sqft

$235,000

1109 Monte Verde DR, Temple TX 76504

MLS #245953038 · Realty of America, LLC · Ryan Smith

3 bd·2 ba·1,443 sqft

Price Cut

$289,900

9005 Sage Valley DR, Temple TX 76502

MLS #245917958 · Keller Williams Realty · Elaine Montgomery

3 bd·2.5 ba·2,720 sqft

$289,900

5805 Butterfly Court, Temple TX 76502

MLS #240998910 · Texas Premier Realty · Lisa Love

3 bd·2 ba·1,641 sqft

Price Cut

$259,990

2805 McKinney CT, Temple TX 76501

MLS #237350162 · ERA Experts · Matt Menard

3 bd·2 ba·1,584 sqft

Motivated Seller

$148,500

5576 Helm LN, Temple TX 76502

MLS #237482429 · eXp Realty, LLC · Josiah Wilson

3 bd·2 ba·1,232 sqft

New Construction

$264,525

1217 Coriander RD, Temple TX 76501

MLS #242135280 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,665 sqft

Quick Move-In

$190,000

707 S 34th ST, Temple TX 76501

MLS #246778336 · Soldiers Of Real Estate · Steven Darden

3 bd·1.5 ba·1,436 sqft

$205,000

1202 S 51st ST, Temple TX 76504

MLS #246811701 · Classic Realty · Phillip Baird

3 bd·2 ba·1,847 sqft

$238,000

2202 Winchester DR, Temple TX 76502

MLS #246782322 · Realty of America, LLC · Ryan Smith

4 bd·2 ba·1,783 sqft

New Construction

$240,999

2917 Wolf Ridge LN, Temple TX 76504

MLS #244426151 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,985 sqft

Quick Move-In

$475,000

5707 Windcliff DR, Temple TX 76502

MLS #246795787 · Patton & Associates · Joel Hueske

5 bd·3.5 ba·3,476 sqft

$399,000

4975 Goliad DR, Temple TX 76502

MLS #246839682 · Jorgenson Real Estate · Kasey Jorgenson

3 bd·2 ba·1,485 sqft

$334,900

1319 Branchwood WAY, Temple TX 76502

MLS #246763703 · Levi Rodgers Real Estate Group · Shirelle Gee

3 bd·2 ba·2,055 sqft

$250,000

12 S 23rd ST, Temple TX 76504

MLS #246856545 · All City Real Estate Ltd. Co · Tania Rodriguez

5 bd·2 ba·2,489 sqft

$254,900

1007 Antelope TRL, Temple TX 76504

MLS #246782325 · Ctx Premier Realty · Renee Cordero

3 bd·2 ba·1,600 sqft

Motivated Seller

$295,000

8922 Witter LN, Temple TX 76502

MLS #241497042 · PSG Real Estate Services LLC · Giby Parackal

4 bd·2 ba·2,176 sqft

Motivated Seller

$267,900

1905 Broken Shoe TRL, Temple TX 76502

MLS #246675790 · Native Real Estate · Kirbi Barbosa

3 bd·2 ba·1,534 sqft

New Construction

$244,999

1010 Antelope TRL, Temple TX 76504

MLS #245528440 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,859 sqft

Quick Move-In

Assumable Loan

$299,000

810 Heather Marie CT, Temple TX 76502

MLS #242664194 · Berkshire Hathaway TX Realty · Sabine McCalla

4 bd·2 ba·2,027 sqft

$245,000

2209 S 51st ST, Temple TX 76504

MLS #244514613 · All City Real Estate Ltd. Co · Lisa Jay

2 bd·2 ba·1,475 sqft

Price Cut

$289,000

305 Harvest Meadow LN, Temple TX 76502

MLS #245030440 · Century 21 Premier Realtors · Soyong Yu

4 bd·2.5 ba·3,587 sqft

$300,000

717 Friar Tuck DR, Temple TX 76502

MLS #246289726 · Spyglass Realty · Caitlin McLean

4 bd·3 ba·1,788 sqft

Motivated Seller

$269,945

3017 Dimmit DR, Temple TX 76501

MLS #244339355 · ERA Experts · Matt Menard

3 bd·2 ba·1,702 sqft

About Homes Under $500K in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 114 homes for sale under $500K in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $500K budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $500K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $500K in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $500K actually buys in Temple today.

Buying a Home Under $500K in Temple

Shopping with a $500K ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $500K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $500K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $500K in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $500K in Temple?

It changes as new listings come on the market and others go under contract. The homes under $500K shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $500K in Temple?

It depends on how $500K compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $500K budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $500K is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $500K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $500K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $500K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $500K in Temple?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.