Homes Under $700K in Elgin, TX

284 active homes under $700k in Elgin, TX · The median list price in Elgin is $299,249.5.

Price Cut

$289,000

19300 Bear Grass DR, Elgin TX 78621

MLS #243565109 · Compass RE Texas, LLC · Julia Fitch

3 bd·2.5 ba·1,859 sqft

Price CutNew Construction

$289,990

145 Hornet ST, Elgin TX 78621

MLS #244775961 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

Price CutNew Construction

$292,499

23516 Skyrocket ST, Elgin TX 78621

MLS #245309739 · Keller Williams City-View · Christopher Marti

4 bd·3.5 ba·2,149 sqft

Quick Move-In

New Construction

$294,660

117 Eagle Valley DR, Elgin TX 78621

MLS #245949300 · ERA Experts · Matt Menard

4 bd·2 ba·1,776 sqft

Quick Move-In

Price CutNew Construction

$294,900

25536 Flora Bella LN, Elgin TX 78621

MLS #238399931 · New Home Now · Daniel Wilson

3 bd·2 ba·1,582 sqft

Quick Move-In

Motivated Seller

$295,000

255 Spirit ST, Elgin TX 78621

MLS #245881147 · Noble Smith Realty · Noble Smith

3 bd·2 ba·1,288 sqft

Price Cut

$295,500

17705 Mahonia LN, Elgin TX 78621

MLS #239679270 · RE/MAX Bastrop Area · Debra Wolverton

4 bd·2.5 ba·2,632 sqft

Fixer-Upper

$297,900

172 Coppers WAY, Elgin TX 78621

MLS #246538324 · Sterling & Associates R.E. · Cecilia Whitley

4 bd·3 ba·2,119 sqft

Motivated Seller

$280,000

302 E Brenham ST, Elgin TX 78621

MLS #242773797 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·2 ba·1,326 sqft

$298,990

191 Hornet ST, Elgin TX 78621

MLS #245319967 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Price Cut

$299,500

605 W 11th ST, Elgin TX 78621

MLS #240689324 · Heart of the Pines Real Estate · Laura Munos

4 bd·2 ba·2,100 sqft

Price Cut

$675,000

1600 County Road 465, Elgin TX 78621

MLS #235311289 · Jorgenson Real Estate · Gabe Etzel

3 bd·2 ba·2,128 sqft

Price Cut

$360,000

114 Pleasant Grove LOOP, Elgin TX 78621

MLS #245943141 · Rustic Oak Real Estate · Lacy Brown

4 bd·2 ba·1,736 sqft

New Construction

$254,999

23612 SKYROCKET ST, Elgin TX 78621

MLS #246869072 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

New Construction

$250,999

23616 SKYROCKET ST, Elgin TX 78621

MLS #246869074 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,173 sqft

Quick Move-In

$240,000

13021 Maidenhair TRL, Elgin TX 78621

MLS #246807158 · All City Real Estate Ltd. Co · Laura Gutierrez

4 bd·2.5 ba·1,748 sqft

$228,500

13100 Winecup Mallow TRL, Elgin TX 78621

MLS #246804098 · TurnKey Ranch Real Estate, LLC · Natalie Hammond

2 bd·2 ba·1,194 sqft

$294,900

110 Arosa DR, Elgin TX 78621

MLS #246229216 · Redbird Realty LLC · Claudia Priess

4 bd·2 ba·1,536 sqft

$219,900

18421 Crestwind CV, Elgin TX 78621

MLS #246767591 · All City Real Estate Ltd. Co · Dat Le

4 bd·2 ba·1,953 sqft

$159,000

14011 Mussel RUN, Elgin TX 78621

MLS #246851542 · University Realty · Philip Salem

2 bd·1 ba·950 sqft

New Construction

$295,999

23716 Glowing Embers DR, Elgin TX 78621

MLS #246870081 · Keller Williams City-View · Christopher Marti

4 bd·2.5 ba·2,162 sqft

Quick Move-In

$136,000

803 E 2nd ST, Elgin TX 78621

MLS #246782335 · RE/MAX Vision · Maureen Rooker

4 bd·2 ba·1,959 sqft

$299,900

215 Lake Placid RUN, Elgin TX 78621

MLS #246167495 · Bramlett Partners · Kaila Pucci

4 bd·2.5 ba·1,760 sqft

$349,000

664 Hidden Oaks DR, Elgin TX 78621

MLS #246522594 · All City Real Estate Ltd. Co · Jacki Short

3 bd·2 ba·1,232 sqft

About Homes Under $700K in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 284 homes for sale under $700K in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $700K budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $700K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $700K in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $700K actually buys in Elgin today.

Buying a Home Under $700K in Elgin

Shopping with a $700K ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $700K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $700K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $700K in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $700K in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $700K shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $700K in Elgin?

It depends on how $700K compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $700K budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $700K is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $700K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $700K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $700K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $700K in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.