Homes Under $700K in Elgin, TX

289 active homes under $700k in Elgin, TX · The median list price in Elgin is $289,000.

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Motivated Seller

$520,000

123 Zacate ST, Elgin, TX 78621

MLS #246309962 · Realty Texas LLC · Amanda Hernandez

4 bd·3 ba·2,400 sqft

Price Cut

$312,000

724 Lavaca LOOP, Elgin, TX 78621

MLS #246291351 · Capital Coast Realty, LLC · Jason Tatum

4 bd·3 ba·2,334 sqft

Price CutNew Construction

$276,900

14505 Wahlbergs WAY, Elgin, TX 78621

MLS #246253657 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

Price Cut

$269,069

14505 Sage Bloom LN, Elgin, TX 78621

MLS #246262703 · ERA Experts · Kent Zarbock

3 bd·2.5 ba·1,826 sqft

Motivated SellerNew Construction

$211,249

13305 PAINTED NIGHT RD, Elgin, TX 78621

MLS #246223796 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,402 sqft

Quick Move-In

$379,900

1039 Trailside DR, Elgin, TX 78621

MLS #246199323 · All City Real Estate Ltd. Co · Adela Hernandez

3 bd·2 ba·1,248 sqft

Price Cut

$285,000

215 Lake Placid RUN, Elgin, TX 78621

MLS #246167495 · Bramlett Partners · Kaila Pucci

4 bd·2.5 ba·1,760 sqft

Motivated Seller

$325,000

109 Pine Cone LN, Elgin, TX 78621

MLS #246101658 · Jeanette Shelby, Realtors · Kelly Folse

3 bd·2.5 ba·1,683 sqft

New Construction

$234,905

332 Bendecido LOOP, Elgin, TX 78621

MLS #234350538 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,113 sqft

Quick Move-In

New Construction

$310,470

101 Eagle Valley DR, Elgin, TX 78621

MLS #245993885 · ERA Experts · Matt Menard

4 bd·2.5 ba·2,070 sqft

Quick Move-In

New Construction

$285,900

14525 Wahlbergs WAY, Elgin, TX 78621

MLS #246008228 · LGI Homes · Dale Hill

3 bd·2.5 ba·1,580 sqft

Quick Move-In

Motivated SellerNew Construction

$225,999

23724 Glowing Embers DR, Elgin, TX 78621

MLS #246008232 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

$344,990

13521 Wandering Rhett DR, Elgin, TX 78621

MLS #245982234 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,850 sqft

Motivated Seller

$340,000

114 Pleasant Grove LOOP, Elgin, TX 78621

MLS #245943141 · Rustic Oak Real Estate · Lacy Brown

4 bd·2 ba·1,736 sqft

$330,000

130 Los Arcos RD, Elgin, TX 78621

MLS #245939222 · Stanberry REALTORS · Jaziel Castro

7 bd·4 ba·1,558 sqft

Motivated Seller

$285,000

255 Spirit ST, Elgin, TX 78621

MLS #245881147 · Coldwell Banker Realty · Noble Smith

3 bd·2 ba·1,288 sqft

Motivated SellerNew Construction

$285,990

160 Hornet ST, Elgin, TX 78621

MLS #245882839 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

Price CutNew Construction

$249,990

164 Hornet ST, Elgin, TX 78621

MLS #245882847 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,388 sqft

Quick Move-In

Price Cut

$280,000

113 Bexar Forest CV, Elgin, TX 78621

MLS #245743484 · Jeanette Shelby, Realtors · Pedro Bega

3 bd·2.5 ba·2,214 sqft

Motivated Seller

$225,000

17813 Honey Locust LN, Elgin, TX 78621

MLS #245744211 · Jeanette Shelby, Realtors · Kelly Koenning

4 bd·2 ba·1,412 sqft

Motivated SellerNew Construction

$317,990

155 Hornet ST, Elgin, TX 78621

MLS #245726896 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,003 sqft

Quick Move-In

Motivated SellerNew Construction

$211,249

13309 PAINTED NIGHT RD, Elgin, TX 78621

MLS #245728486 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,411 sqft

Quick Move-In

Price CutNew Construction

$326,790

152 Hornet ST, Elgin, TX 78621

MLS #245730353 · HomesUSA.com · Ben Caballero

4 bd·3 ba·2,396 sqft

Quick Move-In

Motivated Seller

$215,000

123 Saranac DR, Elgin, TX 78621

MLS #245725184 · Jeanette Shelby, Realtors · Kelly Folse

3 bd·2 ba·1,274 sqft

About Homes Under $700K in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 289 homes for sale under $700K in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $700K budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $700K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $700K in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $700K actually buys in Elgin today.

Buying a Home Under $700K in Elgin

Shopping with a $700K ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $700K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $700K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $700K in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $700K in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $700K shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $700K in Elgin?

It depends on how $700K compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $700K budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $700K is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $700K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $700K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $700K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $700K in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.