Assumable LoanEstimated by HomeLocating
$949,000
123 GROSBEAK DR, Spring Branch, TX 78070
MLS #241723165 · Real Broker, LLC · Sarah Brieden
4 bd·2.5 ba·3,240 sqft
Assumable Mortgage Homes in Spring Branch, TX
2 active assumable mortgage homes in Spring Branch, TX from $659,900 · The median list price in Spring Branch is $865,000.
Estimated by HomeLocating
2 assumable · 0 possibly assumable
Assumable: the agent confirmed an assumable loan in the listing. Possibly Assumable: public records show a VA or FHA loan on file (often assumable) — ask us to confirm.
Assumable LoanEstimated by HomeLocating
$659,900
134 High Point CIR, Spring Branch, TX 78070
MLS #243762656 · Compass RE Texas, LLC · Rocky Winston
3 bd·2.5 ba·2,247 sqft
Nearby Assumable Homes
Closest assumable-mortgage homes near Spring Branch, TX, sorted nearest first.
Assumable LoanEstimated by HomeLocating
$1,035,000
1514 Bolognese, New Braunfels, TX 78132
MLS #242343169 · eXp Realty · Charlotta Yearwood
4 bd·2.5 ba·3,002 sqft
Assumable LoanEstimated by HomeLocating
$385,000
451 Butterfly Bush CT, New Braunfels, TX 78130
MLS #245827777 · Holley Homes Realty · Brandon Holley
5 bd·2.5 ba·2,533 sqft
Assumable LoanEstimated by HomeLocating
$850,000
110 Curva Bonita, Wimberley, TX 78676
MLS #248711485 · Compass RE Texas, LLC. · Amy Chance
3 bd·2 ba·2,491 sqft
Assumable LoanEstimated by HomeLocating
$449,999
312 Pin Cherry PASS, San Marcos, TX 78666
MLS #247442821 · Keller Williams Heritage · Michelle Carter
4 bd·3 ba·2,241 sqft
Assumable LoanEstimated by HomeLocating
$348,500
2051 Rowan WAY, New Braunfels, TX 78130
MLS #241354271 · Redfin Corporation · Derrell Skillman
3 bd·2 ba·1,971 sqft
Assumable LoanEstimated by HomeLocating
$425,000
1912 Cool Breeze, New Braunfels, TX 78130
MLS #244727286 · Real Broker, LLC · Brayson Verzella
5 bd·3.5 ba·3,420 sqft
Assumable LoanEstimated by HomeLocating
$430,000
6533 Crockett Cv, Schertz, TX 78108
MLS #232436900 · Coldwell Banker D'Ann Harper · Betty Trivette
4 bd·3 ba·2,223 sqft
Assumable LoanEstimated by HomeLocating
$339,000
759 Bluegrass PT, New Braunfels, TX 78130
MLS #248678150 · RDP Realty LLC · Robert Petmecky
4 bd·2.5 ba·2,144 sqft
Assumable LoanEstimated by HomeLocating
$535,000
463 Beauchamp RD, Dripping Springs, TX 78620
MLS #240310612 · JBGoodwin REALTORS WL · Aubrey Shaw
3 bd·2 ba·2,141 sqft
Assumable LoanEstimated by HomeLocating
$439,900
321 Quarry Springs DR, San Marcos, TX 78666
MLS #245091909 · KW-Austin Portfolio Real Estate · Jeremy Bartlett
3 bd·2 ba·2,023 sqft
Assumable LoanEstimated by HomeLocating
$290,000
1949 Redstart, New Braunfels, TX 78130
MLS #246527625 · Homestead & Ranch Real Estate · Amy Milligan
4 bd·2 ba·1,698 sqft
Assumable LoanEstimated by HomeLocating
$539,000
103 Sierra Ridge DR, San Marcos, TX 78666
MLS #246144681 · Real Broker, LLC · Natalie Butler-Megerson
5 bd·3 ba·2,892 sqft
Assumable LoanEstimated by HomeLocating
$449,000
1141 Lucca DR #53, Dripping Springs, TX 78620
MLS #248164272 · Keller Williams - Lake Travis · Amber Hart
4 bd·3.5 ba·2,528 sqft
Assumable LoanEstimated by HomeLocating
$585,000
404 Jackson River LOOP, Kyle, TX 78640
MLS #247001764 · Compass RE Texas, LLC · Joshua Swan
4 bd·4.5 ba·2,593 sqft
Assumable LoanEstimated by HomeLocating
$275,000
128 Lacey Oak LOOP, San Marcos, TX 78666
MLS #246897084 · Compass RE Texas, LLC · David Bunyea
3 bd·2 ba·1,790 sqft
Assumable LoanEstimated by HomeLocating
$199,999
107 Friendship Oak DR, San Marcos, TX 78666
MLS #239237869 · Fathom Realty · Jennifer Jackson
2 bd·2.5 ba·1,262 sqft
Assumable LoanEstimated by HomeLocating
$379,990
3739 Canby Oak BLF, Seguin, TX 78155
MLS #247996523 · Third Coast Properties · Pamela Folsom
3 bd·2 ba·1,931 sqft
Assumable LoanEstimated by HomeLocating
$540,000
352 Olympic Park DR, Kyle, TX 78640
MLS #244276597 · eXp Realty, LLC · Cheryl Fowlkes
4 bd·3 ba·2,610 sqft
Assumable LoanEstimated by HomeLocating
$243,500
196 Musgrav, Kyle, TX 78640
MLS #248913126 · Keller Williams Realty · Wendy Papasan
3 bd·2 ba·1,439 sqft
Assumable LoanEstimated by HomeLocating
$225,000
308 Geode GLN, Maxwell, TX 78656
MLS #248637828 · Orchard Brokerage · April McDowell
3 bd·2 ba·1,290 sqft
Assumable LoanEstimated by HomeLocating
$274,990
157 Lexword, Kyle, TX 78640
MLS #247374615 · Orchard Brokerage · Beth Abeita
4 bd·2.5 ba·2,596 sqft
Assumable LoanEstimated by HomeLocating
$279,000
159 Invierno ST, Kyle, TX 78640
MLS #246986344 · Compass RE Texas, LLC · Charla Housson
3 bd·2 ba·1,764 sqft
Assumable LoanEstimated by HomeLocating
$280,000
209 Evening Dusk DR, Kyle, TX 78640
MLS #247172592 · Keller Williams Heritage · Dustin Wilke
5 bd·2.5 ba·2,452 sqft
Assumable LoanEstimated by HomeLocating
$225,000
145 Myrtle ST, Kyle, TX 78640
MLS #245884857 · Keller Williams Realty · Allison Pflaum
3 bd·2 ba·1,332 sqft
Assumable LoanEstimated by HomeLocating
$409,900
338 Saffron SPGS, Buda, TX 78610
MLS #248836209 · Keller Williams Realty · Crystal Kilpatrick
3 bd·2 ba·1,826 sqft
Assumable LoanEstimated by HomeLocating
$330,000
157 Maplewood N, Kyle, TX 78640
MLS #245269707 · Domain Realty, LLC · Myung soon Lemond
4 bd·2 ba·1,960 sqft
Assumable LoanEstimated by HomeLocating
$320,000
196 Harvest Creek DR, Uhland, TX 78640
MLS #248850372 · Keller Williams Realty · Dillon Meek
3 bd·2 ba·1,293 sqft
Assumable LoanEstimated by HomeLocating
$650,000
2300 Robin RD, Manchaca, TX 78652
MLS #247865753 · AustinRealEstate.com · David Bouthot
4 bd·2 ba·2,419 sqft
Assumable LoanEstimated by HomeLocating
$324,900
558 Nautical LOOP, Kyle, TX 78640
MLS #242724766 · Central Real Estate Group · Jennifer Mueller
4 bd·2.5 ba·2,281 sqft
Assumable LoanEstimated by HomeLocating
$279,000
340 Feathergrass DR, Buda, TX 78610
MLS #243045314 · Compass RE Texas, LLC · Jeffrey Brown
3 bd·2 ba·1,469 sqft
Assumable LoanEstimated by HomeLocating
$320,000
220 Apache Plum DR, Kyle, TX 78640
MLS #245289478 · All City Real Estate Ltd. Co · Chase Cangelosi
4 bd·2 ba·1,840 sqft
Assumable LoanEstimated by HomeLocating
$298,000
319 Globe Mallow CIR, Kyle, TX 78640
MLS #247501784 · Domain Realty, LLC · Garrett Trahan
3 bd·2 ba·1,521 sqft
Assumable LoanEstimated by HomeLocating
$400,000
333 Diamondleaf DR, Buda, TX 78610
MLS #248012394 · Orchard Brokerage · Jay Thakkar
3 bd·2 ba·2,009 sqft
Assumable LoanEstimated by HomeLocating
$265,000
1041 Dumfries DR, Seguin, TX 78155
MLS #244424234 · Selah Realty · Roberta Castillo
3 bd·2 ba·1,314 sqft
Assumable LoanEstimated by HomeLocating
$2,999,990
4300 Derrick CV, Spicewood, TX 78669
MLS #247662069 · Keller Williams Realty · Kasey Dalby
5 bd·5 ba·6,453 sqft
Assumable LoanEstimated by HomeLocating
$444,900
10221 Buster DR, Austin, TX 78748
MLS #246476356 · AustinReps, LLC · Bob McKenna
4 bd·3 ba·2,127 sqft
Assumable LoanEstimated by HomeLocating
$679,000
2812 Cascade Falls DR, Austin, TX 78738
MLS #248154034 · Kuper Sotheby's Int'l Realty · Jeff Taylor
3 bd·2 ba·2,235 sqft
Assumable LoanEstimated by HomeLocating
$370,000
1101 Milford WAY #1, Austin, TX 78745
MLS #248294083 · Devora Realty · Joshua Faucher
3 bd·2 ba·1,189 sqft
Assumable LoanEstimated by HomeLocating
$349,000
307 Abbey LN, Lockhart, TX 78644
MLS #246831178 · Link Realty, LLC · Joy Pardo
4 bd·2 ba·1,748 sqft
Assumable LoanEstimated by HomeLocating
$271,000
1331 Camden LN, Lockhart, TX 78644
MLS #238066770 · Blue Door Real Estate Group · Rachel Clampffer
4 bd·2.5 ba·1,842 sqft
Assumable LoanEstimated by HomeLocating
$465,000
15109 S Flamingo DR S, Austin, TX 78734
MLS #248874398 · Keller Williams Realty · Dillon Meek
3 bd·2.5 ba·2,292 sqft
Assumable LoanEstimated by HomeLocating
$1,695,000
16323 Lake LOOP, Austin, TX 78734
MLS #245159624 · Wilder Realty LLC · Blake Wilder
5 bd·5.5 ba·4,293 sqft
Assumable LoanEstimated by HomeLocating
$450,000
369 Cross Meadows CT, Buda, TX 78610
MLS #248762729 · Keller Williams Realty · Bill Cafferata
4 bd·2 ba·2,098 sqft
Assumable LoanEstimated by HomeLocating
$264,000
2404 Night Sky CV, Lockhart, TX 78644
MLS #247167420 · Orchard Brokerage · Chris Schoenfeld
3 bd·2 ba·1,647 sqft
Assumable LoanEstimated by HomeLocating
$269,000
4300 Prong Horn, Horseshoe Bay, TX 78657
MLS #222757458 · eXp Realty LLC · Valerie Kelly
3 bd·2 ba·1,860 sqft
Assumable LoanEstimated by HomeLocating
$350,000
503 Chantilly LN, Spicewood, TX 78669
MLS #244002404 · Classic Realty · Jackie Huff
3 bd·2 ba·1,322 sqft
Assumable LoanEstimated by HomeLocating
$480,000
21103 Dawn DR, Lago Vista, TX 78645
MLS #245954838 · RE/MAX Fine Properties · Faith Staires
3 bd·2 ba·1,622 sqft
Assumable LoanEstimated by HomeLocating
$975,000
303 Left LN, Horseshoe Bay, TX 78657
MLS #238701439 · Pilgreen Properties · Tari Pilgreen
4 bd·3.5 ba·3,940 sqft
Assumable LoanEstimated by HomeLocating
$409,999
8008 Prairie Rye DR, Lago Vista, TX 78645
MLS #241624050 · Wilder Realty LLC · Blake Wilder
3 bd·2.5 ba·2,496 sqft
Assumable LoanEstimated by HomeLocating
$849,000
306 Kerry LN, Floresville, TX 78114
MLS #246242315 · Berkshire Hathaway TX Realty · Yolizabeth Jaimes
5 bd·4 ba·4,543 sqft
About Assumable Mortgage Homes in Spring Branch, TX
An assumable mortgage lets a qualified buyer take over the seller's existing home loan — its interest rate, remaining balance, and terms — instead of taking out a new loan at today's rates. The homes below are Spring Branch listings flagged as having an assumable loan, drawn from live MLS data. Only government-backed FHA, VA, and USDA loans are generally assumable, and every assumption requires the loan servicer's approval and buyer qualification. You typically pay the difference between the price and the remaining balance in cash or separate financing. Confirm any listing's rate, balance, and assumability with the loan servicer before you offer. Last updated October 2026. Walter Marin, REALTOR® with Compass (TREC #716368).
To learn how assumptions work, read our guide on what an assumable mortgage is.
How Buying an Assumable-Mortgage Home Works in Spring Branch
Assuming a mortgage works differently from getting your own loan, and a few things are worth understanding before you make an offer. First, you still have to qualify: the seller's lender reviews your credit and finances and must approve you to take over the loan — assumption is not automatic. Second, you typically need to cover the "equity gap" — the difference between the home's purchase price and the remaining loan balance. On a home that has gained value, that gap can be substantial, and buyers usually cover it with cash or a second loan, so it's worth calculating early. Third, timelines often run longer than a normal closing, because the lender's assumption approval is its own process — confirm expected timing in writing. With VA loans there's an added wrinkle: if a non-veteran assumes the loan, it can tie up the seller's VA entitlement, so both sides should understand that before proceeding. None of this is financial or lending advice — HomeLocating is not a lender — but it's the map of what to check. When you're ready, browse the assumable-mortgage homes available in Spring Branch above, and reach out about any that interest you to confirm the loan details and arrange representation.
Want to know the assumable rate on a home?
Assumable loans let a buyer take over the seller's existing mortgage — often at a rate well below today's. The exact rate and remaining balance are different for every home. Ask and we'll confirm the rate & terms for the home or area you're interested in.
Frequently Asked Questions
Why do some homes on this page say "Possibly Assumable" instead of "Assumable"?
This page shows two things: homes where the listing agent has confirmed the mortgage is assumable, and homes where public property records show the current recorded mortgage is a VA or FHA loan — loan types that are often assumable, but not yet confirmed for that specific home. We label those "Possibly Assumable" so the difference is clear. Ask us and we'll help confirm the loan details on any home that interests you.
What is an assumable mortgage?
An assumable mortgage is a loan a qualified buyer can take over from the seller, keeping the existing interest rate, remaining balance, and terms instead of getting a new loan. It requires the loan servicer's approval and buyer qualification, and it is mainly available on government-backed FHA, VA, and USDA loans.
Which loans are assumable?
Generally only government-backed loans are assumable: FHA, VA, and USDA loans. Most conventional loans are not assumable because they include a due-on-sale clause. Each assumption still requires the loan servicer's approval and buyer qualification.
Do I need cash to assume a mortgage in Spring Branch?
Usually, yes. You typically pay the difference between the home's price and the remaining loan balance in cash or through separate financing, plus assumption fees and closing costs. The exact amount depends on the specific loan and sale and should be confirmed with the loan servicer.
Does HomeLocating provide the assumable loan?
No. HomeLocating is an independent home-search platform, not a mortgage lender, bank, or loan servicer. We help you find and tour Spring Branch listings; for the loan and its assumption you work with a mortgage lender or the current loan servicer.