Homes Under $1M in Temple, TX

133 active homes under $1m in Temple, TX from $59,000 · The median list price in Temple is $252,500.

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$213,000

4002 Deer TRL, Temple, TX 76504

MLS #248963366 · Native Real Estate · Ara McGregor

3 bd·2 ba·1,576 sqft

$359,000

1139 Fawn Lily DR, Temple, TX 76502

MLS #248868911 · Redfin Corporation · Rita Smith

5 bd·2.5 ba·2,679 sqft

$350,000

2803 Sitka DR, Temple, TX 76502

MLS #248943401 · Realty of America, LLC · Ryan Smith

5 bd·3 ba·2,924 sqft

$228,060

7322 Salmon Creek RD, Temple, TX 76502

MLS #248898407 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

New Construction

$242,499

2811 Blue Ridge LN, Temple, TX 76501

MLS #248905066 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,810 sqft

Quick Move-In

New Construction

$238,499

2815 Blue Ridge LN, Temple, TX 76501

MLS #248910927 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,732 sqft

Quick Move-In

$285,000

1313 Honey Hill DR, Temple, TX 76502

MLS #248893330 · Realty of America, LLC · Ryan Smith

3 bd·2.5 ba·2,162 sqft

New Construction

$209,240

7318 Salmon Creek RD, Temple, TX 76502

MLS #248867266 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,156 sqft

Quick Move-In

$249,990

1523 Flatland, Temple, TX 76502

MLS #248821791 · HomesUSA.com · Ben Caballero

5 bd·3 ba·1,804 sqft

$219,990

1507 Flatland, Temple, TX 76502

MLS #248815788 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,209 sqft

$249,990

1502 Cedar River, Temple, TX 76502

MLS #248817296 · HomesUSA.com · Ben Caballero

5 bd·3 ba·1,804 sqft

$219,990

1510 Cedar River, Temple, TX 76502

MLS #248818693 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,209 sqft

$234,990

1506 Cedar River, Temple, TX 76502

MLS #248791084 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,510 sqft

Price Cut

$274,900

1531 Cobble Hill CT, Temple, TX 76502

MLS #248732432 · Redbird Realty LLC · Matilda Lawrence

3 bd·2 ba·1,737 sqft

$214,900

109 N 11th ST, Temple, TX 76501

MLS #248716691 · Wolf Real Estate · Kimberly Wolfman

2 bd·1 ba·1,232 sqft

Price Cut

$159,000

15 S 19th ST, Temple, TX 76504

MLS #248679090 · JBGoodwin REALTORS NW · Dan Burstain

4 bd·2 ba·1,200 sqft

Price CutNew Construction

$266,749

907 Campbelton DR, Temple, TX 76504

MLS #248566241 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,922 sqft

Quick Move-In

Motivated SellerNew Construction

$234,999

2933 Wolf Ridge LN, Temple, TX 76501

MLS #248569492 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,732 sqft

Quick Move-In

Price Cut

$347,000

5208 Waterford CT, Temple, TX 76502

MLS #248389087 · Molly Austin Realty · Kimberly Lewis

3 bd·2 ba·1,630 sqft

Price Cut

$260,000

8516 Sage Meadow DR, Temple, TX 76502

MLS #248313663 · Central Metro Realty · Jenn Flores Bono

3 bd·2.5 ba·2,119 sqft

$235,000

5313 Trail DR, Temple, TX 76502

MLS #248281891 · Mary Jane Roach Realty, LLC · Mary Jane Roach

3 bd·2 ba·1,258 sqft

$299,000

4930 Sean Patrick GLN, Temple, TX 76502

MLS #248287007 · Mary Jane Roach Realty, LLC · Mary Jane Roach

3 bd·2 ba·1,915 sqft

Price CutNew Construction

$206,999

4911 George Cunningham LOOP, Temple, TX 76502

MLS #248164275 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,535 sqft

Quick Move-In

Motivated SellerNew Construction

$187,999

4907 George Cunningham LOOP, Temple, TX 76502

MLS #248069610 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,189 sqft

Quick Move-In

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 133 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.