Homes Under $1M in Temple, TX

123 active homes under $1m in Temple, TX · The median list price in Temple is $264,712.5.

$233,960

1746 Rapids DR, Temple TX 76502

MLS #243484845 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

$238,000

4623 Kings Crossing BLVD, Temple TX 76502

MLS #237966375 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

$238,000

4627 Kings Crossing BLVD, Temple TX 76502

MLS #237966374 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

Price Cut

$214,000

209 W Victory Ave, Temple TX 76501

MLS #245155249 · Ashby Real Estate Group · Tena Hodge

3 bd·1 ba·1,170 sqft

Price Cut

$215,000

111 W Welton Ave, Temple TX 76501

MLS #243772118 · Realty of America, LLC · Kevin Shoun

3 bd·2 ba·1,503 sqft

$215,000

406 E Upshaw Ave, Temple TX 76501

MLS #246318101 · Realty Texas LLC · Cornelius Graham

3 bd·2 ba·1,722 sqft

$240,000

4619 Kings Crossing BLVD, Temple TX 76502

MLS #237967720 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

Price CutNew Construction

$199,499

2925 Wolf Ridge LN, Temple TX 76504

MLS #244881173 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,413 sqft

Quick Move-In

Price Cut

$249,000

1614 Black Kettle TRL, Temple TX 76502

MLS #245523071 · Smart City Realty, LLC · Morgan Drake

3 bd·2 ba·1,452 sqft

Price Cut

$250,000

1414 Sideoats LN, Temple TX 76502

MLS #237166330 · Keller Williams Realty · Christina Leo

3 bd·2 ba·1,637 sqft

Motivated Seller

$255,000

415 Starview ST, Temple TX 76502

MLS #244870441 · Eaton Real Estate Company,LLC · Stephen Eaton

4 bd·2.5 ba·3,292 sqft

Price Cut

$255,000

8716 Starview ST, Temple TX 76502

MLS #244714576 · Epique Realty LLC · Laura Johansson

3 bd·2.5 ba·2,406 sqft

Price Cut

$255,000

5804 Blackstone DR, Temple TX 76502

MLS #244592637 · Redfin Corporation · Rita Smith

3 bd·2 ba·1,506 sqft

$255,000

1107 Sagebrush DR, Temple TX 76502

MLS #242564335 · eXp Realty, LLC · Carlee Lopez

3 bd·2 ba·1,670 sqft

$209,900

1803 S 15th ST, Temple TX 76504

MLS #246445950 · Alfredo Guerrero, Broker · Brooke Guerrero

3 bd·2 ba·1,758 sqft

$260,000

11 Burnham DR, Temple TX 76502

MLS #246484736 · Team West Real Estate LLC · Summer Firth

3 bd·2 ba·1,423 sqft

Price Cut

$263,000

4501 Stagecoach Trail, Temple TX 76502

MLS #245508481 · Ashby Real Estate Group · Tena Hodge

3 bd·2 ba·1,670 sqft

Price Cut

$215,000

906 Brandywine DR, Temple TX 76504

MLS #245974132 · All City Real Estate Ltd. Co · Vanessa Thomas

3 bd·2 ba·1,465 sqft

$238,741

3019 Titus CT, Temple TX 76501

MLS #237353778 · ERA Experts · Matt Menard

3 bd·2 ba·1,394 sqft

$219,900

1119 Wild DR, Temple TX 76504

MLS #246232480 · Realty of America, LLC · Ryan Smith

3 bd·2 ba·1,320 sqft

$270,000

4418 S Stagecoach TRL, Temple TX 76502

MLS #245533807 · Ashby Real Estate Group · Tena Hodge

3 bd·2 ba·1,653 sqft

$270,000

9104 Lonesome Oak DR, Temple TX 76502

MLS #242359920 · Armstrong Properties · Jessica Armstrong

3 bd·2 ba·1,624 sqft

Price Cut

$245,000

803 N 3rd ST, Temple TX 76501

MLS #245448395 · All City Real Estate Ltd. Co · Lisa Jay

3 bd·3 ba·2,353 sqft

$245,000

2208 Chia CT, Temple TX 76501

MLS #237169397 · Keller Williams Realty · Christina Leo

3 bd·2 ba·1,486 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 123 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.