Homes Under $1M in Temple, TX

132 active homes under $1m in Temple, TX · The median list price in Temple is $252,500.

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Motivated SellerNew Construction

$187,999

4907 George Cunningham LOOP, Temple, TX 76502

MLS #248069610 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,189 sqft

Quick Move-In

Price CutNew Construction

$286,485

3013 Dimmit DR, Temple, TX 76501

MLS #247973138 · ERA Experts · Matt Menard

3 bd·2 ba·1,943 sqft

Quick Move-In

Price CutNew Construction

$287,455

3009 Dimmit DR, Temple, TX 76501

MLS #247971366 · ERA Experts · Matt Menard

4 bd·3 ba·1,898 sqft

Quick Move-In

$139,000

1021 S 45th ST, Temple, TX 76504

MLS #247707754 · Regner Realty · Emil Hoffman

3 bd·1.5 ba·1,312 sqft

$296,700

3201 Bonham Ave, Temple, TX 76502

MLS #247922659 · eXp Realty, LLC · Lisa Copeland

4 bd·2 ba·1,790 sqft

$377,260

9808 Jett DR, Temple, TX 76502

MLS #247910687 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2.5 ba·1,951 sqft

New Construction

$221,440

7414 Salmon Creek RD, Temple, TX 76502

MLS #247893602 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,434 sqft

Quick Move-In

$249,900

1053 Tumbleweed TRL, Temple, TX 76502

MLS #247707169 · Coldwell Banker Realty · Kelly Pickel

3 bd·2.5 ba·2,004 sqft

Price Cut

$324,800

7221 Caladium DR, Temple, TX 76502

MLS #247863475 · Moreland Properties · Donna Mahlum

4 bd·2 ba·2,219 sqft

$279,000

7923 Marsala DR, Temple, TX 76502

MLS #247857355 · Realty of America, LLC · Ryan Smith

4 bd·2 ba·1,888 sqft

$850,000

3507 Lions Ridge DR, Temple, TX 76502

MLS #247675640 · Clearwater Realty · Louis Parker

5 bd·4 ba·3,412 sqft

Price Cut

$118,000

810 N 8th ST, Temple, TX 76501

MLS #247681447 · eXp Realty, LLC · Erica Lindell

3 bd·1 ba·1,100 sqft

Assumable Loan

$239,000

2215 N 9th ST, Temple, TX 76501

MLS #247690618 · Always Here Properties, Llc · Nancy Hazard

3 bd·2 ba·1,663 sqft

$238,900

204 McFaddan LN, Temple, TX 76502

MLS #247643945 · EG Realty · Earl Smith

4 bd·2 ba·1,760 sqft

Price CutNew Construction

$244,999

2937 Wolf Ridge LN, Temple, TX 76501

MLS #247597967 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,810 sqft

Quick Move-In

Price Cut

$215,740

7402 Salmon Creek RD, Temple, TX 76502

MLS #247526015 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

Price Cut

$549,000

10559 Hartrick Bluff RD, Temple, TX 76502

MLS #247534246 · Century 21 Bill Bartlett · Beverly Wallace

3 bd·2.5 ba·2,378 sqft

Price CutNew Construction

$211,500

1734 Rapids DR, Temple, TX 76502

MLS #243431937 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,156 sqft

Quick Move-In

Price Cut

$472,240

1907 Emery Ave, Temple, TX 76502

MLS #247482353 · Nexthome Tropicana Realty · Eleonora Santana

5 bd·3 ba·3,150 sqft

$240,000

3213 Pecan Valley DR, Temple, TX 76502

MLS #247450295 · All City Real Estate Ltd. Co · Vanessa Thomas

4 bd·2 ba·1,667 sqft

Price Cut

$224,560

7231 Ducket Creek DR, Temple, TX 76502

MLS #247390695 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

$199,640

1121 S 23rd ST, Temple, TX 76504

MLS #247360885 · Texas Signature Realty · Ramgopal Surabi

3 bd·2 ba·1,288 sqft

Motivated Seller

$59,000

710 S 19th ST, Temple, TX 76504

MLS #247340143 · Gilchrist & Company · John Gilchrist

3 bd·1 ba·1,176 sqft

$524,900

4109 Eagle RD, Temple, TX 76502

MLS #247312795 · Native Real Estate · Ara McGregor

4 bd·2.5 ba·2,936 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 132 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.