Homes Under $1M in Temple, TX

135 active homes under $1m in Temple, TX · The median list price in Temple is $255,000.

Sort

Price Cut

$217,720

7411 Ducket Creek DR, Temple, TX 76502

MLS #244615977 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

Price Cut

$224,560

7403 Ducket Creek DR, Temple, TX 76502

MLS #244617739 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

$359,900

7302 Golden Heart DR, Temple, TX 76502

MLS #241854557 · RE/MAX Temple-Belton · Chris Lockett

4 bd·2 ba·2,019 sqft

Motivated SellerNew Construction

$383,600

9832 Jett DR, Temple, TX 76502

MLS #244044319 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·2,150 sqft

Quick Move-In

Motivated Seller

$128,900

5 S 19th ST, Temple, TX 76504

MLS #226724522 · JBGoodwin REALTORS NW · Dan Burstain

3 bd·2 ba·921 sqft

Motivated Seller

$127,500

9 S 19th ST, Temple, TX 76504

MLS #226724526 · JBGoodwin REALTORS NW · Dan Burstain

3 bd·2 ba·1,188 sqft

Motivated Seller

$140,000

1304 S 19th ST S, Temple, TX 76504

MLS #244019732 · Vylla Home · Anthony Sowder

2 bd·1 ba·1,036 sqft

Price CutNew Construction

$206,440

7311 Ducket Creek DR, Temple, TX 76502

MLS #244606541 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,156 sqft

Quick Move-In

Motivated SellerNew Construction

$260,890

2805 McKinney CT, Temple, TX 76501

MLS #237350162 · ERA Experts · Matt Menard

3 bd·2 ba·1,584 sqft

Quick Move-In

Motivated Seller

$225,000

5623 Fair Hill DR, Temple, TX 76502

MLS #244015772 · Teifke Real Estate · Matt Teifke

3 bd·2 ba·1,496 sqft

Motivated SellerNew Construction

$395,020

9722 Jett DR, Temple, TX 76502

MLS #244746415 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·2,150 sqft

Quick Move-In

Price Cut

$359,000

10239 Six Shooter LN, Temple, TX 76502

MLS #244791423 · Realty of America, LLC · Ryan Smith

4 bd·2.5 ba·2,325 sqft

Motivated Seller

$325,000

5716 Avenue C, Temple, TX 76501

MLS #239725474 · Keller Williams Realty Lone St · Minnie Sanchez

4 bd·2 ba·1,560 sqft

Motivated Seller

$245,000

415 Starview ST, Temple, TX 76502

MLS #244870441 · Eaton Real Estate Company,LLC · Stephen Eaton

4 bd·2.5 ba·3,292 sqft

Assumable Loan

$405,000

636 Friar Tuck DR, Temple, TX 76502

MLS #244870454 · eXp Realty, LLC · Jennifer Bruns

3 bd·2.5 ba·2,875 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 135 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.