Homes Under $1M in Temple, TX

133 active homes under $1m in Temple, TX · The median list price in Temple is $252,500.

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Motivated Seller

$125,900

209 S 27th ST, Temple, TX 76504

MLS #238277331 · RE/MAX Temple-Belton · Chris Lockett

3 bd·1 ba·768 sqft

Motivated Seller

$295,000

8922 Witter LN, Temple, TX 76502

MLS #241497042 · PSG Real Estate Services LLC · Giby Parackal

4 bd·2 ba·2,176 sqft

Price Cut

$419,900

1202 Carnaby DR, Temple, TX 76502

MLS #242784731 · Moreland Properties · Donna Mahlum

4 bd·2.5 ba·2,204 sqft

Motivated Seller

$179,000

13875 Moffat RD, Temple, TX 76502

MLS #222615883 · Texas Legends Realty · Cher Hislop

3 bd·2 ba·2,810 sqft

Motivated Seller

$238,000

4623 Kings Crossing BLVD, Temple, TX 76502

MLS #237966375 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

Motivated Seller

$147,397

5576 Helm LN, Temple, TX 76502

MLS #237482429 · eXp Realty, LLC · Josiah Wilson

3 bd·2 ba·1,232 sqft

Price Cut

$319,900

7316 Caladium DR, Temple, TX 76502

MLS #242392323 · Fox Realty · Renee Fox

3 bd·2 ba·2,141 sqft

$289,900

5805 Butterfly Court, Temple, TX 76502

MLS #240998910 · Texas Premier Realty · Lisa Love

3 bd·2 ba·1,641 sqft

$286,900

1021 Coriander RD, Temple, TX 76501

MLS #243773747 · Redfin Corporation · Rita Smith

3 bd·2 ba·1,927 sqft

Price Cut

$349,900

3826 Leming CT, Temple, TX 76504

MLS #234923713 · UCRE Heart of Texas Land & Hom · Glenda Hall

4 bd·3 ba·2,109 sqft

Motivated Seller

$299,900

3502 Elm DR, Temple, TX 76502

MLS #241555261 · Keller Williams Realty Lone St · Quinton Locklin

3 bd·1.5 ba·2,815 sqft

Motivated Seller

$371,540

9906 Jett DR, Temple, TX 76502

MLS #244044328 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2.5 ba·1,951 sqft

$349,900

3413 Forest TRL, Temple, TX 76502

MLS #244195857 · John Goehrs Real Estate · John Goehrs

3 bd·2 ba·2,046 sqft

Motivated Seller

$115,999

1413 S 2nd ST, Temple, TX 76504

MLS #232228804 · Domain Realty, LLC · Geovanna Sanchez

2 bd·1 ba·1,140 sqft

Motivated Seller

$330,000

703 Ridgeview DR, Temple, TX 76502

MLS #238675185 · Keller Williams Heritage · Amber Mezzacappa

4 bd·3 ba·2,177 sqft

Motivated SellerNew Construction

$271,445

3017 Dimmit DR, Temple, TX 76501

MLS #244339355 · ERA Experts · Matt Menard

3 bd·2 ba·1,702 sqft

Quick Move-In

$419,000

4996 E FM 436, Temple, TX 76501

MLS #240498708 · Mary Jane Roach Realty, LLC · Mary Jane Roach

3 bd·3 ba·2,094 sqft

Price Cut

$105,000

1239 Honor LN, Temple, TX 76501

MLS #242614476 · Magnolia Realty · Kristi Sanguinet

1 bd·1 ba·656 sqft

Price Cut

$162,000

1818 S 39th ST, Temple, TX 76504

MLS #243274351 · Coldwell Banker Realty · Karina Loyo

2 bd·1 ba·1,038 sqft

Price Cut

$425,000

6003 Tivoli RD, Temple, TX 76502

MLS #244581576 · Compass RE Texas, LLC · Jimmy Torres

4 bd·3 ba·2,353 sqft

$999,900

3001 White Oak DR, Temple, TX 76502

MLS #244581577 · Compass RE Texas, LLC · Jimmy Torres

4 bd·3.5 ba·5,853 sqft

Motivated Seller

$214,650

1730 Rapids DR, Temple, TX 76502

MLS #244604605 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

Price Cut

$217,720

7411 Ducket Creek DR, Temple, TX 76502

MLS #244615977 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

Price Cut

$224,560

7403 Ducket Creek DR, Temple, TX 76502

MLS #244617739 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 133 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.