Homes Under $1M in Temple, TX

133 active homes under $1m in Temple, TX · The median list price in Temple is $252,500.

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$275,000

3205 Pin Oak DR, Temple, TX 76502

MLS #247167419 · Ashby Real Estate Group · Jimmy Morales

3 bd·2 ba·1,878 sqft

$449,999

1811 Ashburn DR, Temple, TX 76502

MLS #247163849 · Bison Creek Real Estate LLC · Victor Olvera

6 bd·3.5 ba·3,472 sqft

$580,000

4412 Cedar Creek RD, Temple, TX 76504

MLS #247169170 · Bison Creek Real Estate LLC · Victor Olvera

4 bd·3 ba·2,433 sqft

$219,999

901 S 23rd ST, Temple, TX 76504

MLS #247172578 · Bison Creek Real Estate LLC · Victor Olvera

2 bd·2 ba·1,072 sqft

Price Cut

$724,999

3181 Berger RD, Temple, TX 76501

MLS #247177852 · Bison Creek Real Estate LLC · Victor Olvera

4 bd·2.5 ba·2,400 sqft

Price Cut

$229,900

3004 Titus CT, Temple, TX 76501

MLS #247201975 · Ctx Premier Realty · Renee Cordero

4 bd·2 ba·1,571 sqft

$329,900

2105 Briar Hollow DR, Temple, TX 76502

MLS #247211676 · Keller Williams Realty Lone St · Quinton Locklin

4 bd·2 ba·2,086 sqft

$399,000

2317 Windsong LN, Temple, TX 76502

MLS #247033072 · HomeCoin.com · Jonathan Minerick

4 bd·3.5 ba·2,603 sqft

Price Cut

$234,000

1316 Zetsche CT, Temple, TX 76504

MLS #246983237 · Team Price Real Estate · Blanca Garza

3 bd·2 ba·1,480 sqft

Price Cut

$435,000

15987 Crockett DR, Temple, TX 76502

MLS #246997631 · People 1st Realty LLC · Gloria Watson

4 bd·2 ba·2,109 sqft

Price CutNew Construction

$221,440

7303 Ducket Creek DR, Temple, TX 76502

MLS #246903330 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,434 sqft

Quick Move-In

Motivated Seller

$220,000

12 S 23rd ST, Temple, TX 76504

MLS #246856545 · All City Real Estate Ltd. Co · Tania Rodriguez

5 bd·2 ba·2,489 sqft

Motivated Seller

$375,000

4975 Goliad DR, Temple, TX 76502

MLS #246839682 · Jorgenson Real Estate · Kasey Jorgenson

3 bd·2 ba·1,485 sqft

$205,000

1202 S 51st ST, Temple, TX 76504

MLS #246811701 · Classic Realty · Phillip Baird

3 bd·2 ba·1,847 sqft

Price Cut

$225,000

2202 Winchester DR, Temple, TX 76502

MLS #246782322 · Realty of America, LLC · Ryan Smith

4 bd·2 ba·1,783 sqft

Price Cut

$319,900

1319 Branchwood WAY, Temple, TX 76502

MLS #246763703 · Levi Rodgers Real Estate Group · Mayra Torres

3 bd·2 ba·2,055 sqft

Motivated Seller

$267,900

1905 Broken Shoe TRL, Temple, TX 76502

MLS #246675790 · Native Real Estate · Kirbi Barbosa

3 bd·2 ba·1,534 sqft

Motivated SellerNew Construction

$239,249

916 Campbelton DR, Temple, TX 76504

MLS #246626890 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,676 sqft

Quick Move-In

Motivated SellerNew Construction

$232,499

908 Campbelton DR, Temple, TX 76504

MLS #246626891 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,859 sqft

Quick Move-In

Price Cut

$249,900

3302 Chisholm TRL, Temple, TX 76504

MLS #246580165 · Native Real Estate · Kirbi Barbosa

4 bd·3 ba·2,137 sqft

Price Cut

$299,900

7812 Hickman ST, Temple, TX 76502

MLS #246561920 · All City Real Estate Ltd. Co · Jayci Humphrey

4 bd·2.5 ba·1,668 sqft

Motivated Seller

$329,000

1540 Cobble Hill CT, Temple, TX 76502

MLS #246564736 · All City Real Estate Ltd. Co · Jayci Humphrey

4 bd·2.5 ba·2,232 sqft

New Construction

$287,499

911 Campbelton DR, Temple, TX 76504

MLS #246561914 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,922 sqft

Quick Move-In

Price Cut

$825,000

4684 Airville RD, Temple, TX 76501

MLS #246506216 · Allure Real Estate · Kerry Redding

3 bd·2 ba·2,245 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 133 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.