Homes Under $1M in Temple, TX

123 active homes under $1m in Temple, TX · The median list price in Temple is $264,712.5.

Price Cut

$247,500

1120 N 1st ST, Temple TX 76501

MLS #245193456 · eXp Realty, LLC · Aundrea Dudik

3 bd·2 ba·1,555 sqft

$235,000

1109 Monte Verde DR, Temple TX 76504

MLS #245953038 · Realty of America, LLC · Ryan Smith

3 bd·2 ba·1,443 sqft

Price Cut

$289,900

9005 Sage Valley DR, Temple TX 76502

MLS #245917958 · Keller Williams Realty · Elaine Montgomery

3 bd·2.5 ba·2,720 sqft

$289,900

5805 Butterfly Court, Temple TX 76502

MLS #240998910 · Texas Premier Realty · Lisa Love

3 bd·2 ba·1,641 sqft

Price Cut

$259,990

2805 McKinney CT, Temple TX 76501

MLS #237350162 · ERA Experts · Matt Menard

3 bd·2 ba·1,584 sqft

Motivated Seller

$148,500

5576 Helm LN, Temple TX 76502

MLS #237482429 · eXp Realty, LLC · Josiah Wilson

3 bd·2 ba·1,232 sqft

$238,000

2202 Winchester DR, Temple TX 76502

MLS #246782322 · Realty of America, LLC · Ryan Smith

4 bd·2 ba·1,783 sqft

$399,000

4975 Goliad DR, Temple TX 76502

MLS #246839682 · Jorgenson Real Estate · Kasey Jorgenson

3 bd·2 ba·1,485 sqft

New Construction

$264,525

1217 Coriander RD, Temple TX 76501

MLS #242135280 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,665 sqft

Quick Move-In

$334,900

1319 Branchwood WAY, Temple TX 76502

MLS #246763703 · Levi Rodgers Real Estate Group · Shirelle Gee

3 bd·2 ba·2,055 sqft

$205,000

1202 S 51st ST, Temple TX 76504

MLS #246811701 · Classic Realty · Phillip Baird

3 bd·2 ba·1,847 sqft

$475,000

5707 Windcliff DR, Temple TX 76502

MLS #246795787 · Patton & Associates · Joel Hueske

5 bd·3.5 ba·3,476 sqft

$250,000

12 S 23rd ST, Temple TX 76504

MLS #246856545 · All City Real Estate Ltd. Co · Tania Rodriguez

5 bd·2 ba·2,489 sqft

$254,900

1007 Antelope TRL, Temple TX 76504

MLS #246782325 · Ctx Premier Realty · Renee Cordero

3 bd·2 ba·1,600 sqft

Motivated Seller

$295,000

8922 Witter LN, Temple TX 76502

MLS #241497042 · PSG Real Estate Services LLC · Giby Parackal

4 bd·2 ba·2,176 sqft

New Construction

$240,999

2917 Wolf Ridge LN, Temple TX 76504

MLS #244426151 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,985 sqft

Quick Move-In

Motivated Seller

$267,900

1905 Broken Shoe TRL, Temple TX 76502

MLS #246675790 · Native Real Estate · Kirbi Barbosa

3 bd·2 ba·1,534 sqft

$190,000

707 S 34th ST, Temple TX 76501

MLS #246778336 · Soldiers Of Real Estate · Steven Darden

3 bd·1.5 ba·1,436 sqft

New Construction

$244,999

1010 Antelope TRL, Temple TX 76504

MLS #245528440 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,859 sqft

Quick Move-In

Assumable Loan

$299,000

810 Heather Marie CT, Temple TX 76502

MLS #242664194 · Berkshire Hathaway TX Realty · Sabine McCalla

4 bd·2 ba·2,027 sqft

$245,000

2209 S 51st ST, Temple TX 76504

MLS #244514613 · All City Real Estate Ltd. Co · Lisa Jay

2 bd·2 ba·1,475 sqft

Price Cut

$289,000

305 Harvest Meadow LN, Temple TX 76502

MLS #245030440 · Century 21 Premier Realtors · Soyong Yu

4 bd·2.5 ba·3,587 sqft

$300,000

717 Friar Tuck DR, Temple TX 76502

MLS #246289726 · Spyglass Realty · Caitlin McLean

4 bd·3 ba·1,788 sqft

Motivated Seller

$269,945

3017 Dimmit DR, Temple TX 76501

MLS #244339355 · ERA Experts · Matt Menard

3 bd·2 ba·1,702 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 123 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.