Homes Under $1M in Temple, TX

121 active homes under $1m in Temple, TX · The median list price in Temple is $263,762.5.

$289,900

5805 Butterfly Court, Temple TX 76502

MLS #240998910 · Texas Premier Realty · Lisa Love

3 bd·2 ba·1,641 sqft

$286,900

1021 Coriander RD, Temple TX 76501

MLS #243773747 · Redfin Corporation · Rita Smith

3 bd·2 ba·1,927 sqft

Price Cut

$205,000

4714 Buckskin TRL, Temple TX 76502

MLS #237941631 · Century 21 Stribling Properties · Angie Moore

3 bd·2 ba·1,358 sqft

$367,500

3826 Leming CT, Temple TX 76504

MLS #234923713 · UCRE Heart of Texas Land & Hom · Glenda Hall

4 bd·3 ba·2,109 sqft

$255,000

1107 Sagebrush DR, Temple TX 76502

MLS #242564335 · eXp Realty, LLC · Carlee Lopez

3 bd·2 ba·1,670 sqft

Price Cut

$381,035

9906 Jett DR, Temple TX 76502

MLS #244044328 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2.5 ba·1,951 sqft

$319,900

3502 Elm DR, Temple TX 76502

MLS #241555261 · Keller Williams Realty Lone St · Quinton Locklin

3 bd·1.5 ba·2,815 sqft

Price Cut

$274,990

2917 Dimmit DR, Temple TX 76501

MLS #238715261 · ERA Experts · Matt Menard

4 bd·3 ba·1,898 sqft

Motivated Seller

$799,000

6639 Misty Creek LN, Temple TX 76502

MLS #244187315 · Magnolia Realty · Kristi Sanguinet

4 bd·3 ba·3,339 sqft

$349,900

3413 Forest TRL, Temple TX 76502

MLS #244195857 · John Goehrs Real Estate · John Goehrs

3 bd·2 ba·2,046 sqft

Motivated Seller

$130,000

1413 S 2nd ST, Temple TX 76504

MLS #232228804 · Domain Realty, LLC · Geovanna Sanchez

2 bd·1 ba·1,140 sqft

Price Cut

$425,000

5164 Comanche DR, Temple TX 76502

MLS #242707559 · eXp Realty, LLC · Aundrea Dudik

3 bd·2.5 ba·2,653 sqft

Motivated Seller

$269,945

3017 Dimmit DR, Temple TX 76501

MLS #244339355 · ERA Experts · Matt Menard

3 bd·2 ba·1,702 sqft

$330,000

703 Ridgeview DR, Temple TX 76502

MLS #238675185 · Keller Williams Heritage · Amber Mezzacappa

4 bd·3 ba·2,177 sqft

Price Cut

$105,000

1239 Honor LN, Temple TX 76501

MLS #242614476 · Magnolia Realty · Kristi Sanguinet

1 bd·1 ba·656 sqft

$419,000

4996 E FM 436, Temple TX 76501

MLS #240498708 · Mary Jane Roach Realty, LLC · Mary Jane Roach

3 bd·3 ba·2,094 sqft

Price Cut

$624,900

8292 Hartrick Bluff RD, Temple TX 76502

MLS #239800862 · Ashby Real Estate Group · Garrett Ashby

3 bd·2.5 ba·3,072 sqft

Price Cut

$154,900

1818 S 39th ST, Temple TX 76504

MLS #243274351 · Coldwell Banker Realty · Karina Loyo

2 bd·1 ba·1,038 sqft

$245,000

2209 S 51st ST, Temple TX 76504

MLS #244514613 · All City Real Estate Ltd. Co · Lisa Jay

2 bd·2 ba·1,475 sqft

Price Cut

$425,000

6003 Tivoli RD, Temple TX 76502

MLS #244581576 · Compass RE Texas, LLC · Jimmy Torres

4 bd·3 ba·2,353 sqft

Price Cut

$255,000

5804 Blackstone DR, Temple TX 76502

MLS #244592637 · Redfin Corporation · Rita Smith

3 bd·2 ba·1,506 sqft

$221,650

1730 Rapids DR, Temple TX 76502

MLS #244604605 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

$233,860

7315 Ducket Creek DR, Temple TX 76502

MLS #244608496 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

New Construction

$207,735

7415 Ducket Creek DR, Temple TX 76502

MLS #244606553 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,156 sqft

Quick Move-In

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 121 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.