Homes Under $1M in Temple, TX

133 active homes under $1m in Temple, TX · The median list price in Temple is $252,500.

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$209,900

1803 S 15th ST, Temple, TX 76504

MLS #246445950 · Alfredo Guerrero, Broker · Brooke Guerrero

3 bd·2 ba·1,758 sqft

Price CutNew Construction

$286,905

1115 Bandera CT, Temple, TX 76501

MLS #246375983 · ERA Experts · Matt Menard

4 bd·3 ba·1,898 sqft

Quick Move-In

$215,000

406 E Upshaw Ave, Temple, TX 76501

MLS #246318101 · Realty Texas LLC · Cornelius Graham

3 bd·2 ba·1,722 sqft

$300,000

717 Friar Tuck DR, Temple, TX 76502

MLS #246289726 · Spyglass Realty · Caitlin McLean

4 bd·3 ba·1,788 sqft

Price Cut

$214,000

1119 Wild Wood DR, Temple, TX 76504

MLS #246232480 · Realty of America, LLC · Ryan Smith

3 bd·2 ba·1,320 sqft

Motivated Seller

$205,000

906 Brandywine DR, Temple, TX 76504

MLS #245974132 · All City Real Estate Ltd. Co · Vanessa Thomas

3 bd·2 ba·1,465 sqft

Motivated SellerNew Construction

$242,249

926 Antelope TRL, Temple, TX 76504

MLS #245961303 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,922 sqft

Quick Move-In

Price Cut

$219,900

1109 Monte Verde DR, Temple, TX 76504

MLS #245953038 · Realty of America, LLC · Ryan Smith

3 bd·2 ba·1,443 sqft

Motivated Seller

$279,900

9005 Sage Valley DR, Temple, TX 76502

MLS #245917958 · Keller Williams Realty · Elaine Montgomery

3 bd·2.5 ba·2,720 sqft

Price Cut

$220,390

1726 Rapids DR, Temple, TX 76502

MLS #245704354 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,382 sqft

Price Cut

$221,550

1806 Rapids DR, Temple, TX 76502

MLS #245704721 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,382 sqft

$975,000

5732 Little Flock RD, Temple, TX 76501

MLS #245640001 · Pure Realty · Regina Cox

14 bd·9 ba·8,288 sqft

Price Cut

$360,000

1606 S 31st ST, Temple, TX 76504

MLS #245656725 · Ashby Real Estate Group · Jimmy Morales

3 bd·1 ba·1,144 sqft

$270,000

4418 S Stagecoach TRL, Temple, TX 76502

MLS #245533807 · Ashby Real Estate Group · Tena Hodge

3 bd·2 ba·1,653 sqft

Price Cut

$432,640

2011 Ember DR, Temple, TX 76502

MLS #245519446 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2.5 ba·2,572 sqft

Price Cut

$263,000

4501 Stagecoach Trail, Temple, TX 76502

MLS #245508481 · Ashby Real Estate Group · Tena Hodge

3 bd·2 ba·1,670 sqft

$450,000

7514 Broadmoor CV, Temple, TX 76502

MLS #245390050 · Coldwell Banker Apex, Realtors · Breta Sandifer

6 bd·5 ba·3,481 sqft

Motivated Seller

$210,000

111 W Welton Ave, Temple, TX 76501

MLS #243772118 · Realty of America, LLC · Kevin Shoun

3 bd·2 ba·1,503 sqft

Motivated Seller

$242,500

1120 N 1st ST, Temple, TX 76501

MLS #245193456 · eXp Realty, LLC · Aundrea Dudik

3 bd·2 ba·1,555 sqft

Price Cut

$869,500

5545 Cliff Estates RD, Temple, TX 76502

MLS #245147037 · NANCY BEST REALTY · Nancy Best

3 bd·2.5 ba·2,650 sqft

Price Cut

$189,900

3817 Lancelot LN, Temple, TX 76502

MLS #242782166 · eXp Realty, LLC · Jennifer Bruns

3 bd·2 ba·1,618 sqft

$238,000

4627 Kings Crossing BLVD, Temple, TX 76502

MLS #237966374 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

$240,000

4619 Kings Crossing BLVD, Temple, TX 76502

MLS #237967720 · John Reider Properties II, Ltd · Lauren Reider-Hallmark

3 bd·2.5 ba·1,763 sqft

Motivated Seller

$620,000

5304 Sunflower LN, Temple, TX 76502

MLS #234677971 · Century 21 Bill Bartlett · Paul Schoenrock

4 bd·3.5 ba·3,057 sqft

About Homes Under $1M in Temple, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 133 homes for sale under $1M in Temple on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Temple market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Temple by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Temple today.

Buying a Home Under $1M in Temple

Shopping with a $1M ceiling in Temple works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Temple directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Temple?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Temple are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Temple?

It depends on how $1M compares to the local market — the median list price for Temple is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Temple market?

The simplest gauge is the median list price shown above. If $1M is below the Temple median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Temple market.

Can HomeLocating help me buy a home under $1M in Temple?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.